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Motor Insurance in Rwanda: 5 Things Most Drivers Get Wrong

RADIANT INSURANCE

Radiant Insurance is a leading Rwandan insurance provider committed to delivering innovative, customer-centric solutions. With a diverse portfolio ranging from motor and health insurance to specialized agricultural and microinsurance products, Radiant ensures that individuals, families, and businesses are well-protected against unforeseen events.  Oct 27, 2025
Motor Insurance in Rwanda: 5 Things Most Drivers Get Wrong

Don't let these common mistakes leave you unprotected on the road.

1. "Third Party Coverage Is Enough"
Third party only covers damage to others. Your own vehicle? Not protected. Add comprehensive coverage for complete peace of mind.

2. "All Insurance Companies Are the Same"
RADIANT is Rwanda's only rated insurer (BBB/A3) with reinsurance from Munich RE and Swiss RE. Rating matters when you need to claim.

3. "I Can Buy Insurance After an Accident"
Wrong. Coverage must be active before incidents occur. Buying after is fraud and won't be honored.

4. "Renewals Can Wait"
Driving without valid insurance is illegal and leaves you personally liable for all damages. Renew before expiry, or use E-NSURE for instant renewal.

5. "Claims Take Forever"
Not with RADIANT. Track your claim in real-time via E-NSURE app and get quick settlements backed by our global reinsurance partners.


Get it right: Visit any RADIANT branch or download E-NSURE
Call: 0790567563 | Web: www.radiant.rw

A Promise is a Promise - Isezerano ni Isezerano

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What Is E-NSURE?
E-NSURE is RADIANT's all-in-one digital insurance platform that transforms how Rwandans buy and manage motor insurance—no branch visits, no paperwork, no hassle.


Everything You Need, One Tap Away
✓ Buy new policies - Compare quotes and purchase instantly
✓ Renew coverage - Never miss a deadline with auto-reminders
✓ File claims - Report accidents and track settlements in real-time
✓ Access documents - Download policy certificates anytime
✓ Make payments - Mobile money, cards, all accepted


Available in Your Language
Full Kinyarwanda and English support—insurance that speaks to you.
Trusted by Rwanda
Backed by RADIANT's BBB/A3 rating and partnerships with Munich RE and Swiss RE. Digital convenience meets global security standards.


Download E-NSURE today:
📱 iOS App Store | Google Play Store
🌐 e-nsure.com
RADIANT Insurance | 0790567563
Isezerano ni Isezerano

RADIANT INSURANCE

Nov 5, 2025

I don't have time to visit a branch."
"The paperwork is too complicated."
"I'll do it next month.

Sound familiar? You're not alone. These are the top reasons Rwandans postpone insurance, leaving themselves and their families unprotected.


E-NSURE Eliminates Every Excuse
RADIANT's digital platform brings insurance to your fingertips:

✓ Buy policies in 5 minutes from your phone
✓ No branch visits, no queues, no paperwork
✓ Available in Kinyarwanda & English
✓ Manage policies, file claims, track everything instantly
✓ Motor, health, property, travel, all in one app

Still Not Convinced?

With RADIANT's BBB/A3 rating and backing from Munich RE and Swiss RE, you get digital convenience with world-class security.

Stop delaying. Start protecting.
Download E-NSURE or visit e-nsure.com

RADIANT Insurance | 0790567563 | www.radiant.rw
Isezerano ni Isezerano


RADIANT INSURANCE

Oct 31, 2025


Stop nodding along when you don't understand. Here's what those insurance terms actually mean.

→ Premium
The amount you pay for your insurance, monthly, quarterly, or yearly. Think of it as your subscription fee for protection.

→ Third Party
Covers damage you cause to other people and their property. Required by law, but doesn't protect your own vehicle.

→ Comprehensive
Complete coverage: your car, their car, theft, fire, accidents. The full protection package.

→ Excess/Deductible
The amount YOU pay when making a claim before insurance kicks in. Lower excess, higher premium.

No Claims Bonus
Drive safely without claims? Get discounts on renewals. Good behavior pays off.

Policy Renewal
Your insurance expires annually. Renew before the date, driving uninsured is illegal.

Need Help Understanding Your Policy?

RADIANT's team explains everything in plain language, Kinyarwanda or English.

Visit any of our 31+ branches or use E-NSURE app

Call: 0790567563 | Web: www.radiant.rw

A Promise is a Promise

RADIANT INSURANCE

Oct 24, 2025

The world moves fast. Your insurance should too.


Why Speed Matters Now
In 2025, delays cost money and peace of mind:

✗ Emergency travels- No time for branch visits before flights
✗ New vehicle purchases - Drive off the lot legally protected
✗ Policy lapses - Avoid even one day uninsured
✗ Business demands- Instant bonds and commercial coverage

The gap between needing insurance and getting it? That's your biggest risk.



E-NSURE: Insurance in 5 Minutes
RADIANT's digital platform delivers:

✓ Instant quotes- Compare options immediately
✓ Mobile payments - MoMo, Airtel Money, cards
✓ Immediate coverage- Digital policy sent to your phone
✓ All products- Motor, health, property, travel, bonds

Available 24/7 in Kinyarwanda and English.


Backed by Global Standards
Rwanda's only BBB/A3 rated insurer with Munich RE and Swiss RE partnerships. Digital speed meets world-class security.

Get covered now:  Download E-NSURE or visit e-nsure.com

RADIANT Insurance | 0790567563 | www.radiant.rw
Isezerano ni Isezerano

RADIANT INSURANCE

Oct 23, 2025

Your time is valuable, and Radiant knows it. That’s why the E-NSURE App makes it simple to buy or renew motor insurance in just a few taps.

✔️ No paperwork.
✔️ No waiting lines.
✔️ Secure, instant cover.

Whether you’re at home, on the road, or at work, insurance is always within reach.
✨ Insurance made easy. Gura ubwishingizi bw’ikinyabiziga cyawe byihuse.


RADIANT INSURANCE

Oct 1, 2025

Your time is valuable, and Radiant knows it. That’s why the E-NSURE App makes it simple to buy or renew motor insurance in just a few taps.

✔️ No paperwork.
✔️ No waiting lines.
✔️ Secure, instant cover.

Whether you’re at home, on the road, or at work, insurance is always within reach.
✨ Insurance made easy. Gura ubwishingizi bw’ikinyabiziga cyawe byihuse.


RADIANT INSURANCE

Oct 1, 2025

Radiant Insurance continues to put customers first with the E-NSURE App—a tool designed to make insurance faster, smarter, and always within reach.

With the app, you can:

→ Create or log into your account instantly
→ Access your insurance policies anytime, anywhere
→ Renew or make payments with ease
→ Get real-time support whenever you need it

It’s more than just an app, it’s peace of mind in your pocket.
✨ Ubwishingizi bwo ku isonga. Insurance at the forefront.

RADIANT INSURANCE

Sep 26, 2025

Not every family’s healthcare needs are the same, so why should their insurance be? That’s where E-nsure’s Gake Gake Flyers (Final 2025 Edition) come in: flexible, pocket-friendly, and customized to meet the unique needs of Rwandan individuals and families.


1. Pay As You Go, Protect As You Grow: Gake Gake allows you to pay in flexible installments while keeping your health secured.


2. Perfect for All Households: Students, young professionals, and growing families can all find a plan that fits.


3. Trusted by Thousands in Rwanda: Our 2025 Flyers bring updated features designed for everyday Rwandans.


4. Affordable Yet Comprehensive: Low cost doesn’t mean low value — with Gake Gake, you’re always protected.


Healthcare should be flexible, affordable, and accessible. With Gake Gake 2025 Flyers, E-nsure is making that vision a reality.

RADIANT INSURANCE

Sep 25, 2025

In today’s unpredictable world, protecting your loved ones goes beyond savings and assets,  it’s about safeguarding their health. Family health insurance is no longer a luxury; it’s a necessity.

At E-nsure, we’ve designed family covers that provide affordable, reliable, and comprehensive health solutions for every household in Rwanda.

1. Comprehensive Coverage for All: Whether it’s routine checkups or emergency care, E-nsure ensures your entire family is covered.

2. Affordable Plans, Maximum Value: We understand budgets matter. That’s why our family covers are structured to give you peace of mind without financial strain.

3. Tailored for Rwandan Families: Our covers are designed to meet local healthcare needs, ensuring no one gets left behind.

4. Future-Ready Health Security: With 2025 around the corner, E-nsure’s family insurance prepares you for tomorrow’s uncertainties today.

In Conclusion,
Investing in your family’s health is investing in their future. With E-nsure’s family health covers, you’re not just buying insurance, you’re buying peace of mind.

RADIANT INSURANCE

Sep 22, 2025
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