Every logistics manager in Rwanda faces the same problem: diesel prices keep climbing, but your delivery rates stay the same.

Which causes your profit margins to shrink every single month.

Enter the Farizon V7E: GoKabisa's answer to the delivery cost crisis.

What Makes This Van Different:

 📦 7 Cubic Meters of Cargo Space: Plenty of room for deliveries, supplies, or equipment.
⚡ 305 km Range: Cover Kigali routes multiple times on one charge.
🔋 62 kWh Battery: Reliable power for a full day's work.
💼 3-Door Design: Easy loading and unloading for efficient operations.
👥 2-Seater Cabin: Perfect for driver + assistant.

The Business Case:

• Running Cost: Just a fraction of diesel vans.
• Lower Maintenance: No oil changes, fewer moving parts to break.
• Quiet Operation: Make early morning or late-night deliveries without noise complaints.

Perfect For:

 ✅ E-commerce and last-mile delivery companies.
✅ Food and beverage distributors.
✅ Construction material suppliers.
✅ Catering businesses.
✅ Medical supply delivery.
✅ Any business that needs reliable urban transport.

If you're still running diesel vans in 2025, you're literally burning money on every delivery.

While your fuel costs climb every month, electric van operators are calculating their savings and reinvesting in business growth.

The Farizon V7E is a business decision that pays you back every single day through fuel savings, lower maintenance, and operational efficiency.

Transform Your Delivery Business - Switch to Electric.

Your competition is already making the switch. Are you ready to transform your delivery operations?

Call 6420 | +250 798 219 566 | sales@gokabisa.com | www.gokabisa.com

#ElectricVan #Rwanda #DeliveryVehicle #CommercialEV #FleetManagement #Logistics #FarizonV7E #ElectricDelivery #Kabisa #CargoVan #ElectricFleet #EVRwanda #LogisticsSolutions #DeliverySolutions #EastAfrica #Wazoplus

Are your lips dry, cracked, and uncomfortable? Don't let chapped lips hold you back from feeling your best. 

At Goodlife , Rwanda's most trusted pharmacy and beauty destination, we bring you proven solutions for healthy, moisturized lips—starting with the legendary Carmex Classic Lip Balm.

The Power of Carmex: Trusted Lip Care Since 1937

When it comes to healing chapped lips, few products have earned the trust and loyalty that Carmex lip balm has maintained for over 80 years. This iconic yellow tube isn't just a lip balm—it's a medicated lip treatment that works.

What makes Carmex different? The dermatologist-recommended formula combines powerful moisturizing ingredients that penetrate deep into your lips to:

• Heal and repair dry, cracked, and damaged lips
• Provide instant relief from discomfort and irritation
• Lock in moisture with a protective barrier against harsh weather
• Soothe inflammation and promote faster healing
• Prevent future damage with all-day protection

Whether you're battling Rwanda's intense sun, dealing with dry indoor air, or simply maintaining your daily beauty routine, Carmex Classic Lip Balm delivers the relief and protection your lips deserve.

Why Rwanda Trusts Goodlife for Beauty and Health Products

At Goodlife , we're more than just a store—we're your wellness partner. Since 2022, we've been committed to making quality health and beauty products affordable and accessible to every Rwandan family. Our pharmacy-first approach means you get expert guidance, authentic products, and unbeatable value every time you shop with us.

Carmex lip balm is just one of thousands of premium skincare products, cosmetics, and personal care items we carry. From international beauty brands to eco-friendly alternatives, we curate only the best for your health and confidence.

Complete Your Lip Care Routine

Pair your Carmex lip moisturizer with our full range of oral care products including:

• Colgate and Close Up toothpaste for cavity protection
• Listerine mouthwash for fresh breath confidence
• Wisdom charcoal floss for complete oral hygiene

Healthy lips start with overall oral wellness, and we have everything you need in one convenient location.

Shop at Any of Our 13 Locations Across Rwanda

Finding beauty products near you has never been easier. Visit Goodlife pharmacy at these convenient locations:

Kigali Locations:

• 🏢 Head Office: Silverback Mall, Kicukiro
• 📍 Kisimenti: 19 KG 1 Ave
• 📍 Town M Peace Plaza: KN 48 Street
• 📍 Gacuriro: Simba Center, KG 14 Ave
• 📍 Kimironko: Across from Igihozo Supermarket
• 📍 Nyamirambo: KN 2 Ave
• 📍 Gisozi: KG 14 Ave
• 📍 Kanombe: Opposite Kanombe Military Hospital
• 📍 Nyabugogo: KN 1 Rd
• 📍 Nyarugenge UTC: KN 123 St

Outside Kigali:

• 📍 Musanze: NM 6 ST (across from Gaiko Building)
• 📍 Rubavu: Across from Heroes GYM

Why Shop at Goodlife?

✅ Authentic Products Only - No counterfeits, just genuine brands you can trust 

✅ Affordable Prices - Quality beauty and health without breaking the bank 

✅ Expert Staff - Get personalized recommendations from our knowledgeable team ✅ Convenient Locations - 13 branches across Rwanda for easy access 

✅ Regular Promotions - Exclusive discounts and special offers year-round 

✅ Free Health Screenings - Community wellness services at select locations

Get Your Carmex Today - Special Offer Available!

Don't suffer through another day of painful, dry lips. Visit your nearest Goodlife Health and Beauty store today and discover why thousands of Rwandans trust us for their skincare and beauty needs.

Contact Us Now

🌐 www.goodlife.rw

📱 WhatsApp/Call: +250 791 232 266

✉️ info@goodlife.rw

DAILY PRACTICES TO STOP BEING HURT.

By Windy Y. Mpamo,MBA.(Comparative-Action Researcher.)

Pain is real, but it doesn’t have to control you. Here are practical ways to protect yourself emotionally while creating a positive impact on your community and the world:

Reflect on Your Emotions
Take 5–10 minutes each day to pause and notice your feelings. Journaling or quiet reflection helps you recognize triggers before they turn into reactive anger or hurt toward others. This practice aligns with SDG 3: Good Health & Well-being, promoting emotional resilience, and SDG 4: Quality Education, encouraging self-awareness and personal growth.

2. Set Healthy Boundaries
Know your limits and communicate them clearly. Protecting your mental and emotional space is essential to avoid unnecessary hurt. Setting boundaries supports SDG 16: Peace, Justice & Strong Institutions by fostering respectful interactions and SDG 10: Reduced Inequalities by creating safe spaces for everyone.

3. Be Mindful Online
Limit exposure to toxic social media or negative content. Curate your feed to include inspiring, educational, or positive posts. This reduces stress and helps prevent cyberbullying. It aligns with SDG 3: Good Health & Well-being and SDG 4: Quality Education, as mindful consumption improves mental wellness and digital literacy.

4. Build Supportive Networks
Surround yourself with people who listen, validate, and encourage growth. Emotional support reduces isolation and strengthens resilience, contributing to SDG 3: Good Health & Well-being and SDG 17: Partnerships for the Goals, as strong communities rely on collaboration and trust.

5. Practice Forgiveness and Letting Go
Holding grudges prolongs hurt. Choose meditation, journaling, or private forgiveness to release resentment. This simple yet powerful act aligns with SDG 16: Peace, Justice & Strong Institutions by fostering peaceful relationships and SDG 3: Good Health & Well-being by lowering stress and emotional burden.

6. Channel Pain into Purposeful Action
Transform your personal hurt into empowerment by volunteering, mentoring, or contributing to causes you care about. This not only uplifts others but also strengthens communities, supporting SDG 11: Sustainable Cities & Communities and SDG 12: Responsible Consumption & Production.

The Takeaway

Healing yourself isn’t just personal,it’s global. Every small, consistent daily practice builds emotional resilience, creates safer spaces, and aligns with the SDGs.

📷 When we choose empathy over retaliation, reflection over reaction, and purpose over pain, we create ripple effects that can heal nations, communities, and online spaces alike.

Every time you fill up your tank, you're literally burning money. But what if there was a smarter way?

Driving an electric vehicle is about making a smart financial decision that benefits you, your family, and our planet all at once.

The Triple Win of Going Electric:

1. SAVES YOU MONEY

• Up to 80% savings on fuel costs.
• Minimal maintenance (no oil changes, fewer moving parts).
• Lower running costs: EVs cost just 1,025-1,467 RWF per 100km vs thousands in petrol.
• That's real money back in your pocket every single month.

2. REDUCES POLLUTION

• Zero tailpipe emissions = cleaner air for Kigali.
• Help reduce the 100+ billion USD Africa spends on imported fuel annually.
• Protect our beautiful Rwanda for future generations.
• Every electric vehicle is one less polluting car on our roads.

3. GIVES YOU A SMOOTHER RIDE

• Instant torque = faster acceleration than most petrol cars.
• Quieter than your group chat (seriously, almost silent).
• Less vibration, more comfort.
• Advanced technology with smart features.

While others are complaining about rising fuel prices, you could be charging for a fraction of the cost, breathing cleaner air, and enjoying a superior driving experience.

Ready to make the switch that saves you money?

Call 6420 | +250 798 219 566 | sales@gokabisa.com | www.gokabisa.com

#ElectricVehicles #Rwanda #EVBenefits #CleanEnergy #ElectricMobility #Kabisa #ElectricFuture #EVRwanda #EastAfrica #SustainableTransport #Wazoplus

Every journey begins with power. 

Whether you're exploring Rwanda's breathtaking landscapes or navigating your daily commute, Kabisa keeps you moving forward without limits. Our nationwide charging network means adventure is always within reach—no more range anxiety, just pure electric freedom.

From Kigali to Rubavu, Musanze to Huye, ultra-fast charging stations are ready when you are. Your electric vehicle isn't just transportation; it's your gateway to discovering Rwanda differently. Fully charged today, everywhere tomorrow.

Ready to go further?📞 Call 6420 

🌐 Visit www.gokabisa.com

📧 Email sales@gokabisa.com

#GoKabisa #ElectricVehiclesRwanda #EVChargingRwanda #RwandaEV #ElectricCarsKigali #ChargingNetworkRwanda #SustainableMobilityRwanda #EVInfrastructureEastAfrica #ElectricMobilityEastAfrica #EastAfricaEV #CleanEnergyRwanda #ZeroEmissionsRwanda #EVChargingEastAfrica #GreenTransportRwanda #ElectricFutureEastAfrica

Meet Peter Nalitolele, CEO of Dar es Salaam Stock Exchange - another East African leader joining us at the 28th ASEA Annual Conference!

As our neighbor in East Africa, Tanzania's market experience offers great lessons for Rwanda's growth! 🤝

What this gathering brings us:

✅ Learn from our successful regional neighbors.

✅ Discover how East African markets can work together.

✅ See new ways to make investing easier for everyone.

✅ Find out how to attract businesses from across the region.

✅ Build stronger partnerships with neighboring countries.

✅ Make East Africa a powerful investment destination.

✅ Connect with leaders from 30+ African countries.

When East African markets share ideas, we all become stronger! This regional cooperation can create more jobs and opportunities for all our people.

📅 November 26-28, 2025 📍 Serena Hotel, Kigali, Rwanda.

Join this historic East African financial gathering!

Register: https://asea.smartevent.rw/about.html

Contact: +250 788 516 021

P.S: Early bird registration ends on 15 August 2025

#ASEA28 #RSE #WazoPlus #AfricanFinance #EastAfrica #Tanzania #KigaliConference

If you want to invest with confidence, you have to understand the market. Guesswork can only take you so far before it turns into costly mistakes. At Mo Capital, we believe every investor should know the basics of market analysis.

These skills help you see opportunities clearly, avoid unnecessary risks, and make decisions based on facts instead of emotions.

Let’s break down three techniques we use every day to guide our clients and these are fundamental analysis, technical analysis, and sentiment analysis.

1. Fundamental Analysis

Think of this as the financial health check of an investment. It is about asking questions like: How much money is this company making? Is it growing? Does it have a strong position in the market?

For stocks, this means looking at profits, debts, market share, and long-term plans. For bonds, it’s about the creditworthiness of the issuer and how likely they are to pay you back.

At Mo Capital, if we are considering a company like Bank of Kigali, we look closely at its earnings reports, competitive position, and future growth potential before we even think about adding it to a client’s portfolio.

2. Technical Analysis

While fundamental analysis focuses on what a company is worth, technical analysis is all about price movement. We study charts and patterns to spot trends. It is like learning to read the market’s body language. We look for clues on when to buy, when to hold, and when it might be time to sell.

For example, with MTN Rwanda shares, we might study the price over time to see if it is showing signs of steady growth or if it is due for a short-term dip.

3. Sentiment Analysis

Markets are made of people, and people run on emotions. Sentiment analysis measures the mood of the market. Is everyone optimistic and buying? Or is fear taking over and causing a sell-off?

We track news, social media discussions, and investor surveys to get a read on what people are thinking.

When investors are overly optimistic, prices can rise too fast. When panic sets in, they can fall just as quickly. Knowing the mood helps us prepare our clients for what might come next.

Why We Use All Three Together

No single technique tells the full story. Fundamental analysis gives you the facts. Technical analysis helps with timing. Sentiment analysis keeps you in tune with market psychology.

At Mo Capital, we combine them to create a complete picture before making a move.

Your investments deserve more than lucky guesses. They deserve careful analysis and expert guidance. Send us a message today and let’s talk about how we can help you grow your wealth with confidence.

Also visit our Instagram page for more tips:⬇️

https://www.instagram.com/mocapital_ltd or send us a mail through ↔️ mocapitalltd@gmail.com

The stock market is one of the most proven ways to grow wealth and achieve financial independence. But here’s the truth: success in investing doesn’t come from luck.

It comes from having the right knowledge, a solid strategy, and a trusted partner guiding you. That’s where Mo Capital comes in.

We’ve spent years helping individual investors and businesses navigate the markets with confidence. If you’re ready to start your investment journey, here’s exactly how to do it right.

Step 1: Understand What Stocks Are

When you buy a stock, you’re buying a share of ownership in a company. This means you may benefit from its growth through price increases and dividends.

Step 2: Open a Brokerage Account

A brokerage account is your ticket to the stock market.

• Choose a trusted, regulated broker: Mo Capital can connect you with reputable platforms and walk you through the setup.
• Compare account features, fees, and trading tools.
• Fund your account and you’re ready to begin.

Step 3: Research Before You Buy

Investing without research is like sailing without a map. Every smart investment begins with thorough research. Look into:

• Financial strength: revenue, profit margins, debt, and cash flow.
• Market position: competitive edge, industry trends, and growth potential.
• Management team: leadership quality and track record.

Mo Capital provides in-depth market analysis and stock insights so you’re not making decisions in the dark.

Step 4: Build Your Strategy

Decide if you want short-term trades or long-term growth. Factor in your risk tolerance and diversify your portfolio across sectors to reduce risk.

With Mo Capital’s advisory team, you get a personalised investment strategy tailored to your goals.

Step 5: Place Your Orders

Through your brokerage account:

• Market Orders: buy or sell immediately at the current price.
• Limit Orders: set the price you want and wait for the market to match it.

Mo Capital can guide you through order placement so you invest strategically, not emotionally.

Step 6: Monitor and Adjust

The market moves, and so should your portfolio. Review performance regularly, rebalance when necessary, and keep learning.

Conclusion

With over a decade of market experience, an active presence in Rwanda’s capital markets, and a commitment to integrity and client success, Mo Capital isn’t just a financial advisor, we’re your long-term partner in wealth building.

The best time to start investing was yesterday. The second-best time is today. Message Mo Capital now to get a personalised investment plan and start building your financial future with a team that has your back.

Send us a mail through: mocapitalltd@gmail.com or place a call on +250793762580

Your time is valuable, and Radiant knows it. That’s why the E-NSURE App makes it simple to buy or renew motor insurance in just a few taps.

✔️ No paperwork.
✔️ No waiting lines.
✔️ Secure, instant cover.

Whether you’re at home, on the road, or at work, insurance is always within reach.
✨ Insurance made easy. Gura ubwishingizi bw’ikinyabiziga cyawe byihuse.

Your time is valuable, and Radiant knows it. That’s why the E-NSURE App makes it simple to buy or renew motor insurance in just a few taps.

✔️ No paperwork.
✔️ No waiting lines.
✔️ Secure, instant cover.

Whether you’re at home, on the road, or at work, insurance is always within reach.
✨ Insurance made easy. Gura ubwishingizi bw’ikinyabiziga cyawe byihuse.

Your competitors are still spending thousands on diesel every month.

You could be saving up to 80% on fuel costs while doing the exact same work, or even more work.

This is what makes the RD6 different:

💪 450kg Cargo Capacity: Haul materials, tools, and equipment.
⚡ Up to 560km Range: Kigali to Rubavu and back on a single charge.
🔋 V2V Charging: Power other vehicles or job site equipment directly from your truck.
⏱️ 30-minute Fast Charging: Lunch break = full charge.

Car’s specifications:

• Running cost: 1,325 RWF per 100km.
• 272 horsepower: More power than most diesel pickups.
• 70L front trunk PLUS 450kg bed capacity.
• Advanced safety: Lane departure warning, collision prevention, and traffic sign recognition.

Perfect For:

✅ Construction companies cutting fuel costs.
✅ Agricultural businesses needing reliable transport.
✅ Delivery services wanting to save on operating costs.

The Geely Riddar RD6: Proof that electric vehicles can handle real work.

Call 6420 | sales@gokabisa.com | www.gokabisa.com

#ElectricPickup #Rwanda #ElectricVehicles #BusinessVehicles #CommercialEV #GeelyRiddar #ElectricTruck #Kabisa #FleetVehicles #BusinessTransport #EVRwanda #CommercialVehicles #EastAfrica #Wazoplus

The stock market is one of the most important drivers of wealth creation and business growth. It gives companies access to capital while giving investors opportunities to own part of those businesses and grow their wealth.

To really understand how it works, let’s break it down into the key mechanics.

The Role of Brokers, Market Makers, and Trading Platforms

When you buy or sell stocks, you don’t directly call another investor. Instead, brokers act as the bridge between you and the market. They place your orders and ensure trades are executed at the best possible price.

Market makers, on the other hand, provide liquidity. They are always ready to buy or sell shares, which helps keep the market moving. Without them, trading would be slower and less efficient.

Most of this happens on electronic trading platforms today, where millions of trades are matched automatically in real time.

How IPOs Work

Before a company can be traded on the stock market, it has to go public. This process is called an Initial Public Offering, or IPO. During an IPO, a company sells shares to the public for the first time.

Investors who buy in early get the chance to become shareholders from day one, while the company raises money it can use to expand, hire, or invest in growth.

How Supply and Demand Move Stock Prices

At its core, the stock market runs on supply and demand. If more people want to buy a stock than sell it, the price goes up.

If more people are selling than buying, the price drops. This constant push and pull is what makes the stock market dynamic and sometimes volatile.

Every trade is executed based on bids (the price buyers are willing to pay) and offers (the price sellers are asking). When these two match, a trade happens.

Why It Matters for Investors

Understanding how the stock market functions helps investors make smarter decisions. It shows why prices move, how opportunities arise, and why timing and strategy matter.

At Mo Capital, we simplify the complexity of stock markets. From guiding you through IPO opportunities to helping you trade with confidence, our role is to ensure you don’t just participate but thrive.

Send Mo Capital a message today and let’s build your path to financial growth.

📧 mocapitalltd@gmail.com
📞 +250 793 762 580

Since 1993, ASEA has assisted in the remarkable transformation across African financial markets.

ASEA's Milestones:

📅 1993: Started in Kenya as a club for African stock exchanges. Their first big meeting brought everyone together to share problems and find solutions.

📅 2000s: More African stock exchanges joined ASEA, making it Africa's main voice for stock markets.

📅 2010s: ASEA created a scorecard showing how well Africa's biggest companies are performing.

📅 2020s: When COVID hit, ASEA moved their meetings online. Now they're celebrating 28 years with a big conference in Kigali, Rwanda.

What ASEA is working on now:

• Making it easier to buy stocks across African countries
• Getting all countries to use similar financial rules
• Using new technology to improve stock markets
• Promoting investments that help the environment

Rwanda joining ASEA shows we're committed to working with other African countries on finance.

Join us here: https://asea.smartevent.rw/about.html

P.S: Early bird registration ends on 15 August 2025

Follow us for updates!

#ASEAHistory #AfricanDevelopment #FinancialIntegration #RSE #WazoPlus

Introduction: SDGs Are Closer Than You Think

The United Nations Sustainable Development Goals (SDGs) are often seen as global policies far removed from daily life. But the truth is, everyday actions have the power to drive measurable impact. From the way we commute to how we shop, eat, and work, every decision can either support or hinder progress toward a sustainable, equitable world.

Platforms like WazoPlus are helping bridge this gap by turning knowledge into actionable steps that anyone can implement.

Step 1: Sustainable Consumption & Energy

Practical Actions:

• Reduce energy use at home: turn off lights and unplug devices when not in use. (SDG 7: Affordable & Clean Energy).
• Choose locally-produced goods and ethical brands to reduce carbon footprint. (SDG 12: Responsible Consumption & Production).
• Support circular economy initiatives: recycle, upcycle, and donate unused items.

Why it matters: Small changes in consumption patterns collectively reduce emissions, create demand for sustainable products, and encourage corporate responsibility.

Step 2: Safe & Conscious Transport

Practical Actions:

• Walk, cycle, or use public transport whenever possible. (SDG 11: Sustainable Cities & Communities)
• Support safe driving practices: advocate for licensed drivers and vehicle safety checks. (SDG 3: Good Health & Wellbeing)
• Carpool or share rides to reduce traffic congestion and emissions.

Why it matters: Safer, greener transportation prevents accidents, reduces environmental impact, and promotes healthier communities.

Step 3: Ethical Work & Fair Practices

Practical Actions:

• Treat domestic workers, colleagues, and service providers with fairness and respect. (SDG 5: Gender Equality + SDG 8: Decent Work & Economic Growth)
• Support small businesses and local entrepreneurs.
• Volunteer or mentor in your community to transfer skills and knowledge.

Why it matters: Fair treatment, inclusion, and support for local enterprise drive community resilience and economic growth.

Step 4: Community Engagement & Advocacy

Practical Actions:

• Participate in community cleanups or sustainability initiatives. (SDG 13: Climate Action + SDG 11)
• Advocate for local policies that protect health, education, and equality.
• Share knowledge online: amplify actionable content like WazoPlus guides.(Read them if not familiar with them in the LTWE Newsletter.)

Why it matters: Informed, engaged citizens become drivers of systemic change, turning abstract goals into tangible results.

Case Study: Rwanda in Action

In Rwanda, local communities are already leading by example:

• Neighborhood recycling programs reduce waste while creating jobs.
• Youth-led tech startups teach sustainable practices through apps and workshops.
• Community transport cooperatives ensure safer, greener, and affordable mobility.

These are real-world applications of the SDGs, showing that local action drives global impact.

Looking Ahead: Make the SDGs Your Daily Practice

Every choice you make from what you buy, how you move, how you work, and how you engage,has the potential to contribute to a sustainable, equitable future. By turning insight into action, citizens everywhere can make SDGs not just a policy framework, but a lived reality.

Call to Action:

Start today: pick one small action from this guide and implement it this week. 

Share your results with your community and inspire others.

Remember: Global change starts locally. Every empowered citizen is a spark.

One 

(The Golden Secret: Why Argan Oil is Your Hair's Best Friend)

For centuries, Moroccan women have treasured argan oil as liquid gold for hair and skin. Today, Goodlife Health and Beauty brings you this ancient beauty secret through Crème of Nature's complete Argan Oil collection, a comprehensive system designed to transform your hair care routine.

What Makes Argan Oil So Special?
Argan oil is rich in vitamin E, antioxidants, and essential fatty acids that nourish hair from root to tip. Unlike heavy oils that can weigh hair down, argan oil absorbs quickly, providing moisture without the greasy residue.

The Complete Argan Oil System
Our Crème of Nature Argan Oil collection includes:
→ Perfect Edges Oil: Tame flyaways and smooth edges for a polished look
→ Sulfate-Free Shampoo: Gentle cleansing that preserves natural oils
→ Intensive Conditioning Treatment: Deep repair for damaged, over-processed hair
→ Leave-in Conditioner: Daily protection and moisture
→ Finishing Oil: Add shine and seal in moisture

Transform Your Hair in Weeks, Not Months
The beauty of the Crème of Nature system lies in its comprehensive approach. Each product works synergistically to:
- Restore moisture to dry, brittle hair
- Add incredible shine and softness
- Protect against heat and environmental damage
- Strengthen hair to prevent breakage
- Enhance manageability for all hair types

Your Hair Deserves the Gold Standard
Whether you're dealing with dryness, damage, or simply want to elevate your hair game, the Crème of Nature Argan Oil collection offers professional-quality results at home.

Discover the difference that authentic Moroccan argan oil can make. Visit www.goodlife.rw and give your hair the luxury treatment it deserves

Building wealth through investing isn’t just about picking the hottest stock. It’s about creating a well-balanced portfolio that fits your financial goals, your timeline, and your comfort with risk.

At Mo Capital, we believe that a strong portfolio is the foundation of long-term financial success.

Step 1: Define Your Goals

Before you invest, you need clarity. Are you saving for retirement, funding education, or building wealth for the future?

Each goal requires a different strategy. For example, long-term goals often allow for more risk and higher growth potential, while short-term goals may need safer investments.

Step 2: Understand Your Risk Tolerance

Risk tolerance is your ability and willingness to handle ups and downs in the market. Some people can stomach volatility, others prefer steady growth. Knowing this helps shape how your portfolio is built.

Step 3: Diversify Across Assets

A balanced portfolio doesn’t put all its eggs in one basket. It spreads investments across different asset classes:

• Stocks for growth
• Bonds for stability
• Real estate and alternatives for additional balance
• Cash equivalents for liquidity

Diversification helps reduce risk. If one asset struggles, another can help offset the loss.

Step 4: Match Your Time Horizon

Your investment timeline matters. A young investor with 20+ years to grow can take on more risk than someone who needs their money in five years. Aligning your investments with your time horizon ensures you’re not forced to sell at the wrong time.

Step 5: Review and Adjust Regularly

Markets change, and so do your personal circumstances. A portfolio isn’t something you set and forget. Regular reviews help keep it aligned with your goals.

Why Work with Mo Capital?

Building a portfolio is both art and science. At Mo Capital, we take the time to understand your financial goals, your appetite for risk, and your time horizon. Then we design a portfolio tailored to you, with strategies that focus on both growth and protection.

Are you ready to start building a portfolio that truly works for you? If yes, send Mo Capital a message today and let’s talk about your investment journey.

Radiant Insurance continues to put customers first with the E-NSURE App—a tool designed to make insurance faster, smarter, and always within reach.

With the app, you can:

→ Create or log into your account instantly
→ Access your insurance policies anytime, anywhere
→ Renew or make payments with ease
→ Get real-time support whenever you need it

It’s more than just an app, it’s peace of mind in your pocket.
✨ Ubwishingizi bwo ku isonga. Insurance at the forefront.

Transform Your Skin Care Routine: The Ultimate Solution for Dry Skin)

Dry skin can be more than just uncomfortable, it can affect your confidence and overall well-being. At Goodlife Health and Beauty, we understand that finding the right moisturizer isn't just about temporary relief; it's about long-term skin health and protection.

Why Dry Skin Happens
Before diving into solutions, it's important to understand what causes dry skin. Environmental factors like cold weather, low humidity, hot showers, and harsh soaps can strip your skin of its natural oils. Age, genetics, and certain medical conditions can also contribute to persistent dryness.

The CeraVe Difference
CeraVe Intensive Moisturizing Lotion isn't just another moisturizer, it's a scientifically formulated solution that addresses the root causes of dry skin. With 5% HYALUREA, this powerhouse ingredient helps restore your skin's natural barrier while providing deep, lasting hydration.

Key Benefits:
→ Care: Gentle formula suitable for sensitive skin
→ Hydration: Deep moisturizing that lasts throughout the day
→ Protection: Strengthens skin barrier against environmental damage

How to Use for Maximum Results
Apply the lotion to clean, slightly damp skin for optimal absorption. The pump dispenser makes it easy to get just the right amount, no waste, no mess. Use morning and evening for best results, and don't forget often-neglected areas like elbows, knees, and heels.

Your Journey to Healthier Skin Starts Here
At Goodlife Health and Beauty, we believe everyone deserves to feel confident in their skin. CeraVe Intensive Moisturizing Lotion is more than a product, it's your partner in achieving the soft, hydrated skin you've always wanted.

Visit us at www.goodlife.rw to explore our complete range of skin care solutions and start your transformation today.