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Regxta: Empowering Africa's Unbanked Through Digital Financial Solutions

Oluwadamilola Elizabeth

A certified content writer and social media manager. I help companies, brands and business owners create engaging Content for their target audience. Content writer at Wazoplus  Nov 20, 2023
Regxta: Empowering Africa's Unbanked Through Digital Financial Solutions

I had the privilege of attending the AWS Women's Demo Day, an event organized by AWS Startups in partnership with Ajim Capital, on November 8th in Lagos. During the event, I was captivated by the pitch delivered by Rukayat Kolawole-Bello, Co-Founder and CEO of Regxta, a digital platform providing financial services to micro-businesses in remote locations.


Rukayat's inspiration for Regxta stems from her personal experience. Her mother, a micro-business owner, faced challenges in accessing financial services. This motivated Rukayat to establish “The Bells Dynamic Option,” a part-time money-lending business to provide finance to underserved micro-business owners like her Mum.


Driven by her passion for financial inclusion and empowering others, Rukayat launched Regxta in January 2021. This technology platform offers a comprehensive suite of digital financial solutions tailored to the needs of micro-businesses in remote locations. The target customers are the low income earners in rural and semi urban communities in Africa.


Regxta's unique selling proposition lies in its holistic approach, acting as a Venture Capital firm for micro-businesses. Beyond providing loans, Regxta offers a range of free value-added services, including bookkeeping, business incorporation, financial advisory, and legal services.


The platform's vision extends beyond lending to encompass digital wallets, savings, payment solutions, micro insurance, pension, health services, and mortgage. Regxta also assists micro-businesses in restructuring and maintaining financial records.


Rukayat Kolawole-Bello emphasizes the crucial role of financial inclusion in driving economic growth, poverty reduction, community development, and job creation. She believes that women, known for their loyalty, faithfulness, and commitment to family growth, should be prioritized. Regxta is committed to democratizing digital financial services and promoting financial freedom for underserved communities.


Leveraging technology and existing community trust, Regxta empowers individuals without BVN or NIN to access financial services. Regxta's customer base primarily comprises individuals who have never engaged with banks. The platform opens doors, nurtures, structures, and grows these businesses.


Micro-businesses in rural communities can instantly access loans of up to N50k through Regxta. The platform also employs and trains local representatives in each community to provide support and offer digital financial solution services to micro-businesses, promoting financial liberation within their communities.


At Regxta, empowering Africa's unbanked is not just a business goal; it's their purpose, passion, and commitment. The company is dedicated to reducing poverty, creating jobs, and driving community development. You can also share part of their dream by visiting their website or download the Regxta app which is available on PlayStore and AppStore.  

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If your ideal birthday involves sunshine and stress-free vibes, head to a tropical destination. Places like Bali, the Maldives, or Hawaii offer beaches, spas, and stunning sunsets. Imagine starting your birthday with a beachfront breakfast and ending it with a candlelit dinner by the ocean. These destinations are perfect if you want to relax, reflect, and treat yourself.

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For those who love energy and nightlife, big cities make fantastic Places to Celebrate Birthday. Think New York, Dubai, or Barcelona. You can shop, explore landmarks, enjoy fine dining, and party until midnight. Many cities also offer unique birthday experiences—rooftop dinners, river cruises, or VIP club entries—that make your day feel extra special.

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1. Tropical Paradise for a Relaxing Birthday

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If your ideal birthday involves sunshine and stress-free vibes, head to a tropical destination. Places like Bali, the Maldives, or Hawaii offer beaches, spas, and stunning sunsets. Imagine starting your birthday with a beachfront breakfast and ending it with a candlelit dinner by the ocean. These destinations are perfect if you want to relax, reflect, and treat yourself.

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3. Nature Escapes for Adventurous Souls

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To pick the perfect birthday destination, ask yourself:

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1. Tropical Paradise for a Relaxing Birthday

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2. Vibrant Cities for Nonstop Fun

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3. Nature Escapes for Adventurous Souls

If you prefer experiences over parties, consider a nature-focused trip. National parks in the U.S., a safari in South Africa, or hiking in Patagonia can be unforgettable. These trips are ideal for travelers who want their birthday to feel meaningful and refreshing. Watching wildlife or standing on a scenic mountain viewpoint can be a powerful way to start a new year of life.

4. Cultural Destinations for Memorable Moments

Love history, food, and culture? Cities like Rome, Kyoto, or Istanbul are wonderful Places to Celebrate Birthday. You can take cooking classes, visit historic sites, and immerse yourself in local traditions. Food lovers can even plan a birthday around culinary experiences—wine tasting in Italy or street food tours in Thailand.

5. Best Birthday Trips in Spring

If your birthday falls in spring, you have even more options. Many top Holiday Destinations in March combine good weather with fewer crowds. Japan is famous for cherry blossoms, Europe starts warming up, and destinations like Morocco or Mexico offer pleasant temperatures. Traveling in March often means better prices and more comfortable sightseeing.

How to Choose the Best Place

To pick the perfect birthday destination, ask yourself:

  • Do I want relaxation or adventure?
  • Am I traveling solo, with friends, or with family?
  • Do I prefer luxury or budget-friendly trips?

Your birthday trip should reflect you. Whether it’s a quiet beach, a buzzing city, or a mountain retreat, the best place to travel for a birthday is the one that makes you feel excited and alive.

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Performing Umrah is a deeply spiritual journey for Muslims, and planning it with the right package can make a significant difference in your overall experience. If you are considering traveling in 2026, choosing a 5 Star March Umrah Packages from the UK can offer the perfect balance of comfort, convenience, and devotion. March is an especially popular time due to pleasant weather, school holidays, and manageable crowds compared to peak seasons.


Why Choose March for Umrah?

March is one of the best months to perform Umrah. The weather in Makkah and Madinah is generally moderate, making it easier to complete rituals without the intense heat found in summer months. For UK pilgrims, March often aligns with spring breaks, allowing families and working professionals to travel more easily. Additionally, March Umrah Packages often provide good value before the Ramadan rush begins.

What to Expect in a 5 Star Umrah Package

A 5-star package focuses on comfort and quality. Typically, these packages include:

  • Return flights from major UK airports
  • 5-star hotel accommodation close to Haram in Makkah and Masjid an-Nabawi in Madinah
  • Daily breakfast or half-board meals
  • Umrah visa processing
  • Ground transport in Saudi Arabia
  • Guided support for first-time pilgrims

Staying close to the Haram saves time and energy, especially for elderly pilgrims or families with children. Luxury hotels also provide better facilities, cleanliness, and peace of mind, allowing you to focus on worship.

Benefits of Booking Early for 2026

Booking your March Umrah Package early comes with several advantages. You can secure better hotel options, preferred flight times, and often lower prices. Early booking also gives you more time to prepare spiritually and practically for the journey. Many travel agencies offer installment plans, making it easier to manage costs.

Considering Umrah Plus Packages

If you want to enhance your journey, Umrah Plus Packages are worth exploring. These packages combine Umrah with visits to historical Islamic sites or even additional destinations like Dubai, Turkey, or Jerusalem (where available). They are ideal for pilgrims who want both spiritual fulfillment and educational travel experiences.

Tips for Choosing the Right Package

  1. Check accreditation: Always book with ATOL-protected and Ministry-approved agents.
  2. Compare distances: Hotel proximity to Haram matters more than brand names.
  3. Read reviews: Past customer experiences reveal a lot.
  4. Understand inclusions: Confirm meals, transport, and guidance services.
  5. Group vs private: Choose what suits your comfort and budget.

Final Thoughts

5 Star March Umrah Package 2026 from the UK can transform your pilgrimage into a smooth and spiritually uplifting experience. With good planning, the right travel partner, and sincere intention, your Umrah can be both comfortable and deeply rewarding. Whether you select standard March Umrah Packages or upgraded Umrah Plus Packages, the goal remains the same — drawing closer to Allah in the holy cities of Makkah and Madinah.

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Feb 9, 2026

South Africa, often called the Rainbow Nation, is a destination where breathtaking natural beauty meets vibrant culture and adventure. Whether you’re chasing sunsets, exploring wildlife, or tasting world-class wines, there’s something here for everyone. In this travel guide to South Africa, we’ll uncover the top 13 best things to do in South Africa that will make your trip unforgettable.


1. Go on a Safari in Kruger National Park

No trip to South Africa is complete without experiencing a safari. Kruger National Park, one of Africa’s largest reserves, offers a chance to see the Big Five — lions, elephants, rhinos, leopards, and buffalo — in their natural habitat.

2. Explore Table Mountain in Cape Town

Take a cable car or hike to the summit of Table Mountain for sweeping views of Cape Town and the Atlantic Ocean. It’s one of the most photographed landmarks in the world.

3. Visit Robben Island

A UNESCO World Heritage Site, Robben Island is where Nelson Mandela spent 18 years of his imprisonment. Guided tours offer deep insight into South Africa’s history and struggle for freedom.

4. Discover the Cape Winelands

Just outside Cape Town lies the Cape Winelands, home to Stellenbosch and Franschhoek. Sip award-winning wines while surrounded by mountain views and elegant vineyards.

5. Drive the Garden Route

This scenic drive along South Africa’s southern coast features beaches, forests, and charming towns. Stop at Knysna, Plettenberg Bay, and Tsitsikamma National Park for adventure and relaxation.

6. Experience the Blyde River Canyon

One of the largest canyons in the world, the Blyde River Canyon offers dramatic cliffs, waterfalls, and hiking trails. Don’t miss the “Three Rondavels” viewpoint for stunning panoramas.

7. Meet Penguins at Boulders Beach

Located near Simon’s Town, Boulders Beach is famous for its colony of African penguins. You can swim and sunbathe just meters away from these adorable creatures.

8. Explore Soweto Township

In Johannesburg, the historic township of Soweto is a hub of culture and resilience. Visit the Hector Pieterson Museum and Vilakazi Street, once home to Nelson Mandela and Desmond Tutu.

9. Hike the Drakensberg Mountains

Nature lovers will adore the Drakensberg region, known for its rugged peaks, ancient rock art, and scenic trails. It’s a paradise for hikers and photographers alike.

10. Visit Addo Elephant National Park

Home to over 600 elephants, Addo is the third-largest national park in South Africa and perfect for wildlife viewing without the crowds.

11. Go Shark Cage Diving in Gansbaai

For thrill-seekers, Gansbaai offers the ultimate adrenaline rush — coming face-to-face with great white sharks in their natural environment.

12. Discover Durban’s Beaches and Culture

Durban is South Africa’s coastal gem, famous for its warm Indian Ocean waters, surf spots, and rich Zulu heritage. Don’t miss the vibrant Victoria Street Market.

13. Take a Hot Air Balloon Ride Over the Magaliesberg

Experience the beauty of South Africa from above. The peaceful ride offers panoramic views of rolling hills and wildlife below.

Conclusion

From breathtaking safaris to coastal drives and cultural landmarks, South Africa is a dream destination for every traveler. Whether you’re planning your first trip or returning for more, these top 13 things to do in South Africa will ensure an unforgettable journey. Use this travel guide to South Africa to craft your perfect adventure — one filled with wonder, diversity, and endless discovery.

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Jan 16, 2026

When it comes to travel, the world offers a dazzling array of destinations, each with its own charm, history, and natural beauty. The question “Which is the best place to visit in the world?” doesn’t have a simple answer, because what feels “best” often depends on personal preferences. Some travelers are drawn to nature’s wonders, while others are fascinated by cultural treasures and historical landmarks. To help inspire your wanderlust, let’s explore some of the most beautiful places in the world that consistently captivate travelers.


The Maldives – Paradise on Earth

If pristine beaches and turquoise waters are your idea of perfection, the Maldives easily tops the list. Known for its luxurious overwater villas, coral reefs, and crystal-clear lagoons, this island nation is a dream for honeymooners and divers alike. The Maldives represents the kind of natural beauty that feels almost surreal, making it one of the most unforgettable destinations on Earth.

Machu Picchu, Peru – Ancient Wonder

For those who crave history and adventure, Machu Picchu in Peru is an absolute must. This Incan citadel, perched high in the Andes Mountains, is one of the must-see UNESCO World Heritage Sites. With its mystical stone ruins surrounded by breathtaking scenery, Machu Picchu offers both a cultural journey and an awe-inspiring natural setting. Hiking the Inca Trail to reach the site is an experience of a lifetime.

Santorini, Greece – A Romantic Escape

Famous for its iconic blue-domed churches and whitewashed villages perched on cliffs, Santorini is often described as one of the most beautiful islands in the world. Watching the sunset over the Aegean Sea is an experience travelers never forget. Beyond its views, Santorini also offers excellent cuisine, vineyards, and archaeological sites, making it an ideal mix of relaxation and exploration.

The Great Wall of China – A Testament to History

No list of the most beautiful places in the world is complete without mentioning the Great Wall of China. Stretching over 13,000 miles, this marvel of engineering is also one of the must-see UNESCO World Heritage Sites. Walking along the wall gives visitors a deep appreciation for human ingenuity and the centuries of history embedded within its stones.

Serengeti, Tanzania – Nature at Its Wildest

For wildlife enthusiasts, the Serengeti National Park in Tanzania is unmatched. Known for the Great Migration, where millions of wildebeests and zebras move across the plains, the Serengeti is one of the most breathtaking natural spectacles in the world. This African gem offers the chance to see lions, elephants, and giraffes in their natural habitat, reminding us of the beauty and diversity of our planet.

Conclusion

So, which is the best place to visit in the world? The truth is, it depends on what you seek—romance, history, culture, or nature. From the turquoise waters of the Maldives to the ancient ruins of Machu Picchu and the wildlife-rich Serengeti, the world is filled with endless wonders. If you’re planning your next trip, start by exploring the beautiful places in the world that speak to your soul and make sure to include a few must-see UNESCO World Heritage Sites on your journey.

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Jan 15, 2026

Planning a summer getaway can feel both exciting and overwhelming. With so many options around the globe, narrowing down the perfect spot is no easy task. Whether you’re craving sun-drenched beaches, cultural adventures, or breathtaking landscapes, the upcoming years promise incredible opportunities for exploration. Here’s a guide to the best Summer Travel Destinations for 2026 and 2027 that will leave you with memories to last a lifetime.


1. Santorini, Greece

Few places capture summer magic like Santorini. Known for its iconic whitewashed houses, blue-domed churches, and unforgettable sunsets, this Greek island remains a classic. Spend your days exploring local wineries, indulging in Mediterranean cuisine, or sailing around the caldera. Santorini is truly one of the most Beautiful Places in the World to experience in the summer months.

2. Kyoto, Japan

While Japan is often associated with cherry blossom season, summer in Kyoto has its own charm. With lush green temples, vibrant festivals like Gion Matsuri, and peaceful bamboo groves, it offers a blend of culture and natural beauty. For those who enjoy history, Kyoto provides a tranquil yet enriching summer escape.

3. Amalfi Coast, Italy

The Amalfi Coast is the definition of glamour and relaxation. Cliffside villages, colorful towns like Positano, and endless stretches of coastline make it a dream destination. Visitors can enjoy boat rides, local limoncello, and spectacular views at every turn. As far as Summer Travel Destinations go, the Amalfi Coast is always at the top of the list.

4. Banff National Park, Canada

If you prefer mountain landscapes over beaches, Banff National Park in Alberta is a summer must-visit. With turquoise lakes, wildlife encounters, and endless hiking trails, Banff is paradise for outdoor enthusiasts. Summer brings warm weather and access to scenic spots like Lake Louise and Moraine Lake—both picture-perfect gems in the Canadian Rockies.

5. Bali, Indonesia

For a mix of adventure and relaxation, Bali is a fantastic choice. From rice terraces to yoga retreats, surf beaches, and spiritual temples, Bali’s diversity makes it stand out. Summer is an ideal time to soak up its tropical atmosphere while exploring the island’s rich culture.

6. Barcelona, Spain

Vibrant, artistic, and sun-soaked, Barcelona blends beach relaxation with cosmopolitan energy. Gaudí’s architectural wonders, bustling tapas bars, and Mediterranean charm make it an unforgettable stop. Whether wandering through La Rambla or enjoying seaside festivals, Barcelona offers everything you’d want in a summer holiday.

Final Thoughts

Summer 2026 and 2027 offer endless possibilities for travel. From the romance of Santorini to the adventure of Banff, these Beautiful Places in the World are calling your name. When planning your next trip, think about what kind of experiences you crave—whether that’s lounging on a beach, immersing yourself in history, or hiking through nature. Whatever you choose, these Summer Travel Destinations will ensure your summer is unforgettable.

perfectholidays

Jan 14, 2026

June is one of the most beautiful months to begin your married life with an unforgettable trip. The weather in many parts of the world is pleasant, nature is in full bloom, and destinations are alive with color and romance. If you’re searching for the best Honeymoon Destinations in June, this guide will help you choose the perfect place to create lifelong memories and enjoy truly Perfect Holidays together.


1. Bali, Indonesia – A Tropical Paradise

Bali continues to be a top choice for honeymooners, and June is one of the best months to visit. The weather is dry, sunny, and ideal for beach activities and sightseeing. Couples can relax in private pool villas, enjoy romantic sunsets at Uluwatu, explore lush rice terraces in Ubud, or unwind with a couple’s spa session. Bali offers a perfect mix of adventure, culture, and relaxation, making it one of the most loved Honeymoon Destinations in June.

2. Santorini, Greece – Romance with a View

Few places in the world are as romantic as Santorini. In June, the island enjoys warm weather without the extreme crowds of peak summer. The iconic white houses, blue domes, and stunning sunsets create a magical setting for newlyweds. Enjoy candlelight dinners overlooking the caldera, explore charming villages like Oia, or take a private boat cruise around the island. Santorini is ideal for couples seeking luxury, beauty, and timeless romance.

3. Paris, France – The City of Love

Paris never goes out of style when it comes to romance. June brings mild weather, blooming gardens, and longer daylight hours, perfect for strolling along the Seine or having a picnic near the Eiffel Tower. Visit world-famous museums, enjoy cozy cafés, and experience the charm of French cuisine together. If you dream of a classic romantic escape, Paris easily qualifies as one of the best Honeymoon Destinations in June.

4. Maldives – Ultimate Luxury and Privacy

For couples who want complete relaxation and privacy, the Maldives is a dream come true. June offers great deals on overwater villas, making luxury more accessible. Spend your days snorkeling in crystal-clear waters, enjoying floating breakfasts, and watching sunsets from your private deck. The Maldives is all about slow, intimate moments, making it perfect for couples who want peaceful and truly Perfect Holidays.

5. Switzerland – Scenic and Serene

If you and your partner love mountains, lakes, and postcard-perfect scenery, Switzerland is an excellent choice in June. The snow begins to melt, revealing green valleys and colorful alpine flowers. Explore romantic towns like Lucerne and Interlaken, take scenic train rides, and enjoy peaceful walks by beautiful lakes. Switzerland offers a fairytale-like experience that feels both refreshing and romantic.

6. Kyoto, Japan – Culture and Calm

June in Kyoto is known for its lush greenery and serene atmosphere. While it’s the start of the rainy season, the showers are usually light and make the temples and gardens even more beautiful. Walk through bamboo forests, visit ancient shrines, and enjoy traditional Japanese hospitality. For couples who appreciate culture and quiet beauty, Kyoto is a unique honeymoon option.

Final Thoughts

Choosing the right honeymoon destination sets the tone for your journey together. Whether you prefer beaches, cities, mountains, or cultural escapes, these Honeymoon Destinations in June offer something special for every couple. With the right planning, you can turn your trip into truly Perfect Holidays filled with romance, adventure, and unforgettable memories.

perfectholidays

Jan 8, 2026
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