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According to what I found on Naijaloanapps its a No, <a href="https://naijaloanapps.com.ng/can-loan-apps-access-my-contacts-after-uninstall/">loan apps cannot access your contacts</a> after they have been uninstalled. Once an app is uninstalled, it is removed from your device, including its data and permissions.
However, if the app has collected and stored your contact information before being uninstalled, it might retain that data. This is why it's important to be cautious about granting permissions to apps, especially those that request access to sensitive information like contacts.
 
To protect your privacy:
<ul>
 <li>Review app permissions carefully: Before installing an app, check the permissions it requests. Only grant permissions that are necessary for the app's functionality.</li>
 <li>Research apps: Read reviews and do your research before installing apps, especially those from unfamiliar developers.</li>
 <li>Limit data sharing: Be mindful of the information you share with apps, especially personal details like contact information.</li>
</ul>
If you're concerned about a loan app that has previously had access to your contacts, you can:
<ul>
 <li>Change your contact privacy settings: Adjust your phone's privacy settings to limit access to your contacts for future apps.</li>
 <li>Consider a privacy-focused app: Some apps prioritize user privacy and may have stricter data handling policies.</li>
</ul>

Can loan app access my contact after uninstall? a heavy question 

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