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RDB yakirana yombi abashoramari b’abanyamahanga
<a href="https://unctad.org/system/files/official-document/wir2020_en.pdf">Raporo</a> y’inama y’umuryango w’abibumbye ushinzwe ubucuruzi n’iterambere (United Nations Conference on Trade and Development/ UNCTAD) yo muri 2020 yerekana ko ishoramari ry’abanyamahanga ritaziguye muri Afurika y'iburasirazuba ryagabanutseho 9% rigera kuri miliyari 7.8 z'amadolari y’Amerika muri 2019, rivuye kuri miliyari 9 z'amadolari y’Amerika muri 2018. Iri gabanuka ryatewe ahanini n’uko amafaranga yinjiye muri Kenya yagabanutseho 18% ugereranyije na 2018.
<a href="https://rdb.rw/rwanda-development-board-registers-us-1-3-billion-worth-of-investments-in-2020/">Ikigo cy’Igihugu cy’Iterambere</a> (Rwanda Development Board/ RDB) kigaragaza ko muri 2020, handitswe ishoramari rifite agaciro ka miliyari 1.3 z'amadolari y’Amerika rikaba ryaragabanutseho 47.1% ugereranije n'umwaka wari wabanje wa 2019. Muri 2019, RDB yanditse ishoramari rifite agaciro ka miliyari 2.46 z’amadolari y’Amerika.
Kugabanuka kw’ishoramari byatewe n'icyorezo cya COVID-19 cyagize ingaruka ku bukungu bw'Isi. By’umwihariko ishoramari ry’abanyamahanga ritaziguye ringana na 51% by'ishoramari ryanditswe muri 2020, mu gihe imishinga ihuriweho ifite agaciro ka 29%, naho ishoramari ry’abenegihugu rikangana na 20% by'ishoramari ryose ryakozwe.
Ni mu gihe ugereranije no mu mwaka wari wabanje wa 2019, Ishoramari ry’abanyamahanga ritaziguye ryari 37% by’ishoramari ryanditswe, mu gihe imishinga ihuriweho yari 44%, naho ishoramari ry’abenegihugu ryari 19%. Ibi bigaragaza izamuka ry’ ishoramari ry’abanyamahanga ritaziguye.
Ishoramari ry’abanyamahanga ritaziguye rifite inyungu ku Rwanda ndetse no kuri abo bashoramari. Ishoramari ry’abanyamahanga ritaziguye rizamura ubukungu bw’u Rwanda binyuze mu kongera umusaruro mbumbe (GDP), kongera ingano y’umusoro winjira, guhanga akazi, iterambere mu ikoranabuhanga, kuzamura ubumenyi n’uburambe by’abakozi, iterambere ry’ibikorerwa imbere mu gihugu, ndetse rikanazamura ibikorwa remezo. Ni mu gihe kandi ishoramari ry’abanyamahanga ritaziguye rifasha abashoramari barikora kwagura isoko ryabo, kubona abakozi mu buryo bworoshye, ubufasha bwa Leta nko kugabanyirizwa imwe mu misoro.
Urubuga <a href="https://www.visitrwanda.com/investment/why-invest/?o=tab-1">www.visitrwanda.com </a>rugaragaza ko amahirwe ari mu Rwanda akurura abashoramari b’abanyamahanga ari ubukungu butera imbere cyane, gukora ubucuruzi mu buryo &nbsp;bworoshye, ubukerarugendo buteye imbere, imiyoborere myiza, umutekano, abaturage bari mu myaka yo gukora, iterambere mu itumanaho n’ikoranabuhanga, ibikorwa-remezo, uburinganire n’ubwuzuzanye hagati y’abagabo n’abagore, igipimo cya ruswa kiri hasi, umwenda muto ugereranyije n’ibindi bihugu byo mu karere, ndetse n’agaciro k’ifaranga ry’u Rwanda.
Ishoramari ry’abanyamahanga ritaziguye mu Rwanda rihura n’imbogamizi zirimo kuba u Rwanda rudakora ku nyanja, ubucucike bw’abaturage benshi ku buso buto, ubushobozi bw’abakozi, amikoro makeya y’ abanyagihugu, n’ihindagurika ry’ibiciro.
Mu guhangana n’izi mbogamizi ariko, Guverinoma y'u Rwanda yemeje ko sosiyete mpuzamahanga zifite icyicaro cyazo cyangwa icyicaro cyo mu karere kiri mu Rwanda zigabanyirizwa imwe mu misoro, koroherezwa kubona ibyangombwa byabinjira, ndetse hashyizweho icyanya cy’ubucuruzi n’inganda muri Kigali (Kigali Special Economic Zone) giherereye i Masoro.
Ishoramari ry’abanyamahanga ritaziguye (bita mu cyongereza Foreign Direct Investments) ni ishoramari iryo ari ryo ryose rikozwe n'amasosiyete y’ubucuruzi akomoka &nbsp;mu bihugu byo hanze y’igihugu akoreramo. Urugero, sosiyete y’itumanaho ya MTN y’abanyafurika y’Epfo ikorera ibikorwa byayo by’ubucuruzi mu Rwanda.

Ishoramari Ry'Abanyamahanga Ritaziguye Mu Bukungu Bw'u Rwanda 

<a href="https://www.google.rw/url?sa=t&amp;rct=j&amp;q=&amp;esrc=s&amp;source=web&amp;cd=&amp;cad=rja&amp;uact=8&amp;ved=2ahUKEwjNnprq5KXxAhUN3IUKHRWvCGQQFjAAegQIAhAD&amp;url=http%3A%2F%2Fwww.cma.rw%2Findex.php%3Fid%3D75&amp;usg=AOvVaw1G0aIE7cXxBkxMms7TP8sd">Isoko ry' imari n’ imigabane</a> ni isoko rigizwe n’ impapuro zishobora kuba umwenda cyangwa imigabane, aho ibigo by’ ubucuruzi na leta bishobora gukusanya igishoro cy’ igihe kirekire. Iri soko ry’ imari rigizwe n’ isoko ry’ ibanze n’ isoko rya kabiri. Mu isoko ry’ ibanze ni isoko rihuza abagurisha impapuro z’ imari ku nshuro ya mbere, mu gihe isoko rya kabiri ari isoko rigurishwaho imigabane yari yaramaze kugurwa ku nshuro ya mbere. Kimwe n' andi masoko, ibiciro ku by’ impapuro mpeshwafaranga bigenwa n’ ubushobozi n’ umubare by’ abaguzi n’ abagurisha.<a href="https://www.google.rw/url?sa=t&amp;rct=j&amp;q=&amp;esrc=s&amp;source=web&amp;cd=&amp;cad=rja&amp;uact=8&amp;ved=2ahUKEwjNnprq5KXxAhUN3IUKHRWvCGQQFjAAegQIAhAD&amp;url=http%3A%2F%2Fwww.cma.rw%2Findex.php%3Fid%3D75&amp;usg=AOvVaw1G0aIE7cXxBkxMms7TP8sd"> </a>Muri iyi nkuru, <a href="http://www.wazoplus.com/">wazoplus.com</a> irabagezaho amakuru y’ ibanze akenewe ku mikorere y’iri soko.
Nubwo isoko ry’imari n’ imigabane mu Rwanda ryatangiye muri 2009, ibigo birishinzwe byagiyeho nyuma. <a href="https://www.cma.rw/index.php?id=12">Mu Rwanda</a> hashyizweho:
<ul>
 <li>Ikigo cy’ igihugu gishinzwe isoko ry’imari (Capital Market Authority/ CMA). na</li>
 <li><a href="https://www.rse.rw/About-Us/Background/">Rwanda Stock Exchange Ltd</a></li>
</ul>
CMA yashyizweho n’Itegeko No 23/2017 ryo ku wa 31/05/2017 rishinzwe guteza imbere no kugenzura isoko ry’imari n’ imigabane, ndetse n’ ibijyanye naryo naho <a href="https://www.rse.rw/About-Us/Background/">Rwanda Stock Exchange Ltd</a> ikaba ari isosiyete yigenga yashinzwe ku ya 7 Ukwakira 2005 igamije gukora ibikorwa by’isoko ry’ imigabane. Rwanda Stock Exchange Limited yanditswe nka sosiyete ifite uburyozwe ku migabane. Rwanda Stock Exchange Ltd yatangijwe ku mugaragaro ku ya 31 Mutarama 2011.
Ku bijyanye n’impampuro mpeshamwenda, ni impapuro abashoramari batandukanye (abantu ku giti cyabo, ibigo by’imari, amashyirahamwe, ibigo byigenga…) bashobora gushoramo amafaranga baguriza Leta, mu gihe izo mpapuro zishyizwe ku isoko, bakajya bahabwa inyungu zibarwa ku mwaka, bakazasubizwa amafaranga batanze bagura izo mpapuro igihe zagenewe kirangiye.
Nkuko tubikesha urubuga rwa <a href="https://www.rse.rw/product-and-services/Listed-Companies/#">sosiyete yigenga ishinzwe imari n’ imigabane</a> (Rwanda Stock Exchange Ltd/ RSE), ku isoko ry’ imari n’ imigabane harimo amasosiyeti 10 arimo: Banki ya Kigali (BK), RH Bophelo Ltd, CIMERWA PLC, I&amp;M Bank Group Ltd, Equity Bank Group Ltd, Kenya Commercial Bank (KCB), National Media Group, Uchumi Super Market Ltd, BRALIRWA, na MTN Rwandacell. Ibi bigo byashyize imwe mu migabane yabyo ku isoko ry’ imari n’ imigabane mu rwego rwo kuzamura umutungo wabyo. Ku isoko ry’ imari n’ imigabane, umuguzi agura guhera ku migabane 100 kuzamura.
Mu gihe mu Rwanda hari RSE, <a href="https://www.eac.int/financial/capital-markets">isoko ry’imari n’ imigabane mu muryango w’ibihugu by’Afurika y’iburasirazuba</a> (East African Community/EAC) ryatangiriye &nbsp;muri Kenya aho hashyizweho isoko ry’imari n’imigabane rya Nairobi (Nairobi Stock Exchange/NSE) mu 1954 ryahuzaga amasosiyete yo mu bihugu bitatu byakoronijwe n’abongereza aribyo Kenya, Tanzania, na Uganda. Gusa bijyanye nisenyuka rya EAC muri 1977, NSE yagumanye amasosiyete yo muri Kenya bituma mu myaka ya za 1990 havuka isoko ry’imari n’imigabane rya Uganda (Uganda Stock Exchange/USE) &nbsp;n’ isoko ry’imari n’ imigabane rya Dar es Saalam (Dar Salam Stock Exchange/DSE).
Isoko ry’ imari n’ imigabane rizamura umutungo w’ amasosiyete yacuruje imigabane cyangwa impapuro mpeshwamwenda kuko ryongera igishoro cy' ayo masosiyete. Iri soko rifasha kandi abagurisha imigabane yabo baguze muri ayo masosiyete kunguka amafaranga ugereranije nayo bari bayiguzeho. Ni mu gihe kandi n’ubukungu bw’ igihugu buzamuka kuko iri soko rizamura umusaruro mbumbe w‘ igihugu.

Inshamake ku mikorere y’isoko ry'imari n’imigabane mu Rwanda

Inshamake Ku Mikorere Y’isoko Ry'imari N’imigabane Mu Rwanda

Banki nkuru y’ u Rwanda niyo igenzura urwego rw’ imari mu gihugu (Ifoto: <a href="https://www.rba.co.rw/post/BNR-yasabye-ibigo-byimari-kudasaranganya-abakiriya-babyo-inyungu-zabonetse-mu-mwaka-ushize">www.rba.co.rw</a>)
Kimwe na 2020, umwaka wa 2021 ukomeje kurangwa no guhangana n’ ingaruka z’ icyorezo cya COVID-19 cyatumye ubukungu bw’ u Rwanda buzahara, aho umusaruro mbumbe wagabanutseho 0.6% mu gihembwe cya kane cya 2020, ukazamukaho 3.5% mu gihembwe cya mbere cya 2021. Iyi nkuru iragaragaza inshamake ku miterere y’ urwego rw’ imari mu Rwanda mu gihembwe cya mbere cya 2021 nkuko tubikesha isesengura rya <a href="https://solutions.transunion.com/international/rwanda/market-analytics-report/?=undefined">TransUnion Rwanda</a>.
<a href="https://solutions.transunion.com/international/rwanda/market-analytics-report/?=undefined">U Rwanda</a> rwihaye intego yuko Abanyarwanda hafi ya bose bazaba bakorana n’ ibigo by’ imari muri 2024. &nbsp;Kugeza ubu &nbsp;93% by’ abafite hejuru y’ imyaka 18 (abasaga miliyoni 7) babona serivisi z’ imari zemewe n’ amategeko cyangwa zitemewe, mu gihe 3.7% gusa y'abantu barengeje imyaka 18 (abasaga ibihumbi 500) nta buryo na bumwe bwa serivisi z’ imari bakoresha.
<a href="https://solutions.transunion.com/international/rwanda/market-analytics-report/?=undefined">TransUnion Rwanda</a> ifite inyandiko yerekana ko abasabye inguzanyo mu bigo by’ imari bagera kuri miliyoni 1.9, muri bo abagera kuri:
<ul>
 <li>96.1% (miliyoni 1.8) ni abantu ku giti cyabo.</li>
 <li>Mu gihe abagera kuri 3.9% (74,280) ari amasosiyete.</li>
</ul>
Ibiro bishinzwe inguzanyo muri <a href="https://solutions.transunion.com/international/rwanda/market-analytics-report/?=undefined">Banki Nkuru</a> y’ u Rwanda, bitangaza ko inguzanyo zasabwe mu gihembwe cya mbere ari miliyoni 5.8, mu gihe konti zikoreshwa ari miliyoni 1.7 (29.6% by’ inguzanyo zasabwe). Ibi bigaragaza ko uwasabye inguzanyo afite nibura konti 2.
<a href="https://solutions.transunion.com/international/rwanda/market-analytics-report/?=undefined">Amakuru yo</a> mu gihembwe cya mbere cya 2021 yerekana ko:
<ul>
 <li>Umubare wa konti nshya wagabanutseho 19.72% ugereranije n' uwari watangajwe mu gihembwe cya kane cya 2020.</li>
 <li>Ingano y’ amafaranga yatanzwe nayo yagabanutseho 77.3% ava kuri miliyari 1023.1 z’ amafaranga y’ u Rwanda agera kuri miliyari 232.3.</li>
</ul>
Inguzanyo zitangwa zaragabanutse mu gihembwe cya mbere cya 2021 bitewe no gufunga ibikorwa mu gihugu cyose (lockdown) harimo no gufunga ubucuruzi budakenewe. <a href="https://solutions.transunion.com/international/rwanda/market-analytics-report/?=undefined">Amabwiriza</a> ya Guverinoma y’u Rwanda, asaba abatanga inguzanyo kuvugurura no koroshya igihe cyo kwishyura inguzanyo mu gihe cya COVID-19, yatumye igipimo cy’ inguzanyo zitishyurwa ku gihe kigabanukaho gato, aho igihembwe cya kane cy’ umwaka ushize cyarangiye icyo gipimo ari 5.26% kiza kugabanuka kigera kuri 5.15% mu gihembwe cya mbere cya 2021. SACCO ni zo zifite ijanisha rinini ry’ inguzanyo zitishyurwa ku gihe rya 7.1%, amabanki agakurikiraho na 6.9% mu gihe ibigo by’ imari iciriritse bifite 2.1%.
<a href="https://solutions.transunion.com/international/rwanda/market-analytics-report/?=undefined">Imibare ya konti nshya</a> ntirasubira ku rwego yahozeho mbere ya COVID-19 kuko guhera mu gihembwe cya mbere cya 2020 kugeza mu gihembwe cya mbere cya 2021 yagiye igabanuka:
<ul>
 <li>Mu mabanki konti nshya zavuye ku 173181 zigera kuri konti 76954 (igabanuka rya 55.6%),</li>
 <li>Mu bigo by’ imari iciriritse konti nshya zavuye ku 21654 zigera kuri konti 14017 (igabanuka rya 35.3%),</li>
 <li>Muri koperative zo kuzigama no kuguriza (SACCO) konti nshya zavuye ku 22354 zigera kuri konti 19178 (igabanuka rya 14.2%).</li>
</ul>
Mu kiganiro wazoplus yagiranye n’ Impuguke akaba n' Umusesenguzi mu bukungu Bwana Teddy Kaberuka, yemeranyije na raporo ya TransUnion Rwanda ku byerekana ihungabana ry’ ubukungu mu rwego rw’ imari: “Ihungabana ry’ urwego rw’ imari ryatewe n’ ihungabana ry’ izindi nzego z’ ubukungu zirimo ubucuruzi, ubukerarugendo ndetse n’ izindi serivisi muri rusange. Guverinoma y’ u Rwanda ikwiye kunganira urwego rw’ imari ikarutera inkunga kugirango rubone amafaranga yo guha abaturage mu rwego rwo kuzahura ubukungu”.
Ku kijyanye na gahunda Leta y' u Rwanda yihaye y' uko muri 2024 hafi Abanyarwanda bose bazaba bakorana n' ibigo by' imari, Impuguke akaba n' Umusesenguzi yavuze ko hakiri kare, gusa yongeraho ko icyorezo kiramutse kigejeje muri 2022 na 2023 iyi gahunda itagerwaho.
Teddy Kaberuka asoza agira inama Leta, yo kuba yafatanya n' abafite mu nshingano gukora politike y' imari &nbsp;n' iy' ubukungu aribo Banki nkuru y' u Rwanda BNR na Minisiteri y' imari n' igenamigambi, bakareba uburyo hajyaho politike yihariye igamije kuzanzamura ibigo by' imari, hakarebwa uburyo byahabwa amafaranga yo guha abakiriya babyo, bityo bigafasha mu kuzahura ubukungu muri rusange.
Mu guhangana n’ ingaruka za COVID-19, abatanga inguzanyo bagirwa inama yo kuzahura urwego rw’ ishoramari ryabo bakanazirikana ko inguzanyo batanga zizamura ubukungu bw’ igihugu. Ikindi basabwa ni ukwibanda ku bakiliya babo bakamenya ibyo bakeneye kugira ngo bahaze isoko ndetse &nbsp;bakanagenzura imikoreshereze y’ inguzanyo batanga mu rwego rwo guhangana n’ ibibazo byaterwa n’ igihombo cyavuye mu bakiliya.
Abatanga inguzanyo barasabwa gushyiraho uburyo bwiza bw’ imikorere mu gutanga serivise hifashishijwe ikorabuhanga, kandi dosiye y’ umukiliya ikagenzurwa hagamijwe gukumira uburiganya no gushaka ibisubizo bifasha guhangana n’ ibibazo biterwa no gukoresha nabi inguzanyo.
Urwego rw’ imari byitezwe ko ruzakomeza guhura n’ ibibazo twavuze haruguru bitewe nuko Guverinoma y’ u Rwanda ikunze gufata ibyemezo byo gufunga ingendo, kugabanya amasaha y’ akazi no gufunga ibikorwa bimwe na bimwe, ikintu kibera imbogamizi abafashe inguzanyo ndetse n’ ibigo byabagurije.

RWANDA: Inshamake kuri raporo ya TransUnion Rwanda isesengura uko urwego rw’ imari ruhagaze mu gihembwe cya mbere cya 2021

<a href="https://cogebanque.co.rw/journey/">COGEBANQUE</a> ni banki y’ ubucuruzi yashingiwe i Kigali kuwa 17 Nyakanga 1999 igamije kuba igisubizo ku bakiliya ba serivisi z’ imari mu Rwanda. Bimaze kumenyerwa ko icyorezo cya Covid-19 gikomeje gushegesha ubukungu bw’ ibihugu byinshi ku Isi. Ibi byatumye urwego rw’ imari rurushaho kwifashihsa ikoranabuhanga mu guhangana n’ ingaruka z’ icyorezo. Banki ya COGEBANQUE ntiyasigaye inyuma mu gushaka icyafasha abakiliya bayo binyuze mu ikoranabuhanga, bityo bakabona za serivisi mu buryo bunoze kurushaho.
Ibyiza bya Serivisi zihabwa abakiliya ba COGEBANQUE hakoreshejwe ikoranabuhanga harimo: kuba zihendutse, zitwara igihe gitoya, ziboneka ahantu henshi, umutekano w’ amafaranga y’ umukiliya, ndetse zimwe muri zo zikora amasaha yose kandi iminsi yose.
<a href="https://cogebanque.co.rw/personal-banking/#">COGEBANQUE</a> itanga serivisi zinyuranye ku bakiliya bayo yifashishije uburyo bukurikira:
<ul>
 <li>Mobile banking</li>
 <li>Internet banking</li>
 <li>Amakarita ya MasterCard Debit, MasterCard Prepaid, na MasterCard Credit</li>
 <li>ATM</li>
 <li>Kohererazanya amafaranga hakoreshejwe Western Union, Money Gram, na Swift</li>
 <li>Abahagarariye COGEBANQUE (Agents).</li>
</ul>
<a href="https://cogebanque.co.rw/mobile-banking/">Mobile banking</a> ikora hifashishijwe telefone igendanwa, hagatangwa serivisi zirimo: kohereza amafaranga, kubikuza, gushyira amafaranga kuri MTN Mobile Money, kureba ibyakozwe kuri konti, kureba amafaranga asigaye kuri konti, kugura ikarita yo guhamagara, kwishyura ifatabuguzi rya televiziyo n’ umuriro. COGEBANQUE ifite kandi application yitwa Coge mBank ishyirwa muri telefone zigezweho igafasha abakiliya kubona serivisi za banki.
<a href="https://cogebanque.co.rw/ebanking/">Internet banking</a> ikora hifashishijwe umuyoboro wa interineti muri mudasobwa cyangwa telefoni igendanwa igezweho (smartphone) hagatangwa serivisi zirimo: Kohereza amafaranga kuri konti ziri muri COGEBANQUE no mu zindi banki, kohereza amafaranga ku bantu bari mu mahanga, kubikuza, gushyira amafaranga kuri MTN Mobile Money, kwishyura imisoro y’ ikigo cy’ igihugu cy’ imisoro RRA (Rwanda Revenue Authority), kwishyura amafaranga y’ ikigo cy’ igihugu cy’ imirimo ifitiye igihugu akamaro RURA (Rwanda Utilities Regulatory Authority), kureba ibyakozwe kuri konti, kureba amafaranga asigaye kuri konti, kugura ikarita yo guhamagara, kwishyura ifatabuguzi rya televiziyo, ndetse no kwishyura amazi n’ umuriro.
<a href="https://cogebanque.co.rw/card-solutions/">COGEBANQUE</a> igira kandi amakarita atandukanye arimo:
<ul>
 <li>Ikarita ya MasterCard Debit: Ni ikarita ihujwe na konti y’ umukiliya kandi igakoreshwa mu bucuruzi ku hantu hari utumashini bifashisha mu kwishyura ibicuruzwa tuzwi nka POS (Point Of Sale).</li>
 <li>Ikarita ya MasterCard Prepaid: Ikarita idahujwe na konti y’ umukiliya, ahubwo umukiliya ashyira amafaranga ku ikarita akajya yishyura ibyo yaguze ku hantu hari utumashini twa POS.</li>
 <li>Ikarita ya MasterCard Credit: Ikarita umukiliya yaka inguzanyo yo kwishyura ibicuruzwa cyangwa agasaba avansi y’ amafaranga kuri konti ye.</li>
</ul>
Ikarita ya MasterCard Debit n’ iya MasterCard Credit zishobora gukoreshwa mu cyuma cya ATM.
<a href="https://cogebanque.co.rw/atm/">COGEBANQUE</a> igira icyuma kizwi nka ATM(Automatic Teller Machine) gifasha abakiliya kubikuza amafaranga no kureba amafaranga basigaranye kuri konti.
Abakiliya ba <a href="https://cogebanque.co.rw/transfers/">COGEBANQUE</a> bashobora gukoresha uburyo bwa Western Union mu kohereza no kwakira amafaranga mu bihugu binyuranye ku migabane yose yo ku Isi, haba mu mafaranga y’ Amanyarwanda cyangwa ayo mu bihugu by’ amahanga. Abakiliya ba COGEBANQUE bashobora kandi gukoresha uburyo bwa &nbsp;Money Gram mu kohereza no kwakira amafaranga ariko mu mafaranga y’ Amanyarwanda gusa ari naho bitandukanye na Western Union.
Bashobora kandi gukoresha uburyo bwa Swift mu kohereza no kwakira amafaranga ku bantu bakoresha banki zikorana na COGEBANQUE arizo UBA Bank (United Bank for Africa Plc) ishami rya New York muri Leta Zunze ubumwe z’ Amerika, Aktif Yatirim Bankasi A. S Istanbul muri Turikiya, na Oddo Bhf Aktiengesellschaft Frankfurt mu Budage.
<a href="https://cogebanque.co.rw/agency-banking/">COGEBANQUE</a> ni banki igira abayihagarariye (Agents) hirya no hino mu gihugu bayifasha gutanga serivisi zirimo kohereza amafaranga, kubikuza, gushyira amafaranga kuri MTN Mobile Money, kureba ibyakozwe kuri konti, kureba amafaranga asigaye kuri konti, kugura ikarita yo guhamagara, kwishyura ifatabuguzi rya televiziyo no kwishyura amazi n’ umuriro.
COGEBANQUE ni banki imaze gushinga imizi mu Rwanda kuko kuri ubu hafi 97% by'abanyamigabane bayo ari Abanyarwanda. Iyi banki ifite amashami 28 mu gihugu, abayihagarariye bakorana nayo barenga 600, n’ ibyuma bya ATM 36 mu gihugu hose.

E-Banking: Tumenye zimwe muri Serivisi zihabwa abakiliya ba COGEBANQUE hifashishijwe ikoranabuhanga

Imiryango mpuzamahanga ni igisubizo k’ ubukungu mu gihe cya COVID-19 (<a href="https://www.undp.org/content/dam/rba/docs/COVID-19-CO-Response/UNDP-rba-COVID-assessment-Rwanda.pdf">Ifoto</a>: www.undp.org)
Umwaka wa 2020 wabaye umwaka udasanzwe mu kinyejana cya 21 bitewe n’ icyorezo cya COVID-19 cyahungabanije imibereho n’ ubukungu bw' abatuye Isi, harimo n’ u Rwanda. Ibi byatumye wazoplus.com isubiza amaso inyuma ikusanya amakuru yerekeranye n' uruhare rw’ imwe mu miryango mpuzamahanga mu kuzahura ubukungu bw’ u Rwanda bwasubiye inyuma bitewe n’ icyorezo cya COVID-19.
<a href="https://www.worldbank.org/en/news/press-release/2021/02/08/covid-19-pandemic-pushes-rwanda-into-recession-severely-impacts-human-capital">Banki y'Isi</a> itangaza ko umusaruro mbumbe w’imbere mu gihugu (Gross Domestic Product/ GDP) cy'u Rwanda wagabanutseho 0.2% muri 2020, ugereranije n’ inyongera ya 8% yari iteganyijwe muri uwo mwaka mbere yuko icyorezo cya COVID-19 cyaduka. Iri hungabana ry’ubukungu ryagize ingaruka mbi cyane ku ngo, kubera ko abantu ibihumbi n’ibihumbi babuze imirimo, ibyo abaturage binjiza biragabanuka ndetse n’ibiciro by’ibicuruzwa ku isoko birazamuka.<a href="https://www.worldbank.org/en/news/press-release/2021/02/08/covid-19-pandemic-pushes-rwanda-into-recession-severely-impacts-human-capital"> </a>Ibi byatumye banki y' Isi n' indi miryango mpuzamahanga bafata iyambere mu kugoboka ibihugu bimwe naa bimwe byari bigowe no kuzahura ubukungu bwabyo n' u Rwanda rurimo.
Ku ikubitiro, mu kwezi kwa kane 2020,
<ul>
 <li><a href="https://www.worldbank.org/en/news/press-release/2020/04/07/world-bank-group-supports-rwanda-covid-19-response">Banki y’isi</a> ibinyujije mu kigega cy’ iterambere mpuzamahanga (International Development Association/ IDA) yageneye u Rwanda inguzanyo ya miliyoni 14.25 z’ amadolari y’ Amerika mu rwego rwo guhangana n’ ikwirakwira rya COVID-19 mu gihugu.</li>
 <li>Tariki 14 Kamena 2021, <a href="https://www.worldbank.org/en/news/press-release/2021/06/16/world-bank-group-supports-recovery-and-resilience-of-rwanda-s-covid-19-affected-businesses">Banki y'Isi</a> yemeje inguzanyo ya miliyoni 150 z’amadolari binyuze muri IDA kugira ngo ifashe Guverinoma y’u Rwanda kuzahura ishoramari no gushyigikira ubucuruzi bwahungabanyijwe na COVID-19.</li>
</ul>
Mu rwego rwo guhangana n’ icyorezo cya COVID-19 mu buvuzi,
<ul>
 <li>I<a href="https://www.imf.org/~/media/Files/Publications/CR/2020/English/1RWAEA2020003.ashx">kigega mpuzamahanga</a> cy’ imari (International Monetary Fund/IMF) cyahaye u Rwanda inguzanyo ingana na miliyoni 220.46 z'amadolari y'Amerika.</li>
 <li>Tariki 27 Gicurasi 2021, Guverinoma y’ u Rwanda n’ikigo cy’<a href="https://www.minecofin.gov.rw/news-detail/rwanda-and-afd-sign-financing-agreement-to-support-covid-19-health-social-protection-response-plan">Ubufaransa</a> gishinzwe iterambere (Agence Française de Développement/AFD) bashyize umukono ku masezerano y’inguzanyo angana na miliyoni 60 z'amayero azifashishwa mu rwego rw’ ubuzima hagurwa inkingo no kuzikwirakwiza.</li>
 <li>Tariki 24 Kamena 2021, Inama ya <a href="https://www.minecofin.gov.rw/news-detail/asian-infrastructure-investment-bank-and-world-bank-provide-us-2575-million-financing-to-support-governments-covid-19-economic-recovery-plan">Banki y’ishoramari</a> ry’ibikorwa remezo muri Aziya (Asian Infrastructure Investment Bank/ AIIB), yemeje inkunga ingana na miliyoni 100 z’amadolari y’Amerika nazo zo gushyigikira gahunda ya Guverinoma y’ u Rwanda yo kuzahura ubukungu mu gihe cya COVID-19.</li>
</ul>
<a href="https://www.minecofin.gov.rw/news-detail/gor-and-eu-sign-frw-55-billion-grant-agreement-to-support-social-protection-in-response-to-covid-19-crisis">Ministeri</a> y’ imari n’ igenamigambi (MINECOFIN) itangaza ko Guverinoma y’u Rwanda n’Umuryango w’ubumwe bw’ibihugu by’Uburayi (European Union) bashyize umukono ku masezerano y’inguzanyo ingana na miliyoni 52.87 z’ amayero yo kuzahura ubukungu n’ imibereho myiza ku imiryango 630,000 ikeneye ubufasha kurusha indi mu gihe cy’icyorezo cya COVID-19.
Usibye iyi nkunga, Umuryango w'ubumwe bw’ibihugu by’Uburayi wateye inkunga amashyirahamwe y’imiryango itegamiye kuri Leta ingana na miliyoni 1.8 z’ amayero kuko iyi miryango ikorana cyane n’ubuyobozi bw’inzego z’ibanze ku gisubizo cy’imibereho y’abaturage bagizweho ingaruka na COVID-19 mu Rwanda.
<ul>
 <li><a href="https://www.unicef.org/rwanda/rw/press_release/unicef-yatanze-ibikoresho-bifite-agaciro-kangana-na-miliyoni-imwe-yamadolari">UNICEF</a> yatanze inkunga y’ ibikoresho bya miliyoni 1 y’ amadolari y’ amerika mu rwego rwo gutera inkunga Guverinoma y'u Rwanda mu kuzamura ireme ry'ubuvuzi ku bana bakivuka, no guhangana na COVID-19.</li>
 <li>Ikigo mpuzamahanga gishinzwe <a href="https://pressroom.ifc.org/all/pages/PressDetail.aspx?ID=26096">imari</a> (International Finance Corporation/IFC), umwe mu banyamuryango b’itsinda rya Banki y'Isi cyahaye I&amp;M Bank Plc ishami ry’u Rwanda inguzanyo ingana na miliyoni 10 z'amadolari y’ Amerika mu rwego rwo kongera inguzanyo yo kuzahura ubukungu bwashegeshwe na COVID-19 mu bigo by’ ubucuruzi bito n’ ibiciriritse.</li>
</ul>
<a href="https://www.worldbank.org/en/news/press-release/2021/02/08/covid-19-pandemic-pushes-rwanda-into-recession-severely-impacts-human-capital">Raporo</a> ya banki y’ isi ivuga ko Guverinoma y'u Rwanda yashatse igisubizo cyihuse kuri COVID-19, aho hashyizweho gahunda yo kuzahura ubukungu igera kuri miliyoni 900 z'amadolari y'Amerika mu myaka ibiri y'ingengo y'imari ya 2019/20 na 2020/2021. Mu kuzahura ubukungu, ibice by’ ingenzi byibandwaho ni urwego rw’ ubuzima, imibereho myiza, uburezi, ishoramari, n’ ikoranamuhanga.

Rwanda: Uruhare rw’ imwe mu miryango mpuzamahanga mu gufasha u Rwanda kuzahura ubukungu  bwashegeshwe na COVID-19

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Brandon J Broderick, Personal Injury Attorney at Law White Plains

Albany Personal Injury Attorney at Law, Brandon J. Broderick

At Brandon J. Broderick, Personal Injury Attorney at Law, our Rutland, Vermont personal injury lawyer is accomplished and has a strong track record of success. Attorney Broderick strives to meet every client's expectations and we represent people injured in a variety of situations: motor vehicle(Truck Accident, Car Accidents) or pedestrian accidents, brain injury, slip-and-fall, dog bite, and burn injury, as well as wrongful death and workers' compensation. With a long-standing commitment to client care, our attorneys are experienced in litigation, negotiation, arbitration, and settlements having won millions for our clients. We offer you legal assistance when you need it most. Schedule a free, no-obligation consultation today!


Brandon J. Broderick, Personal Injury Attorney at Law Rutland

COVED

Skin Plus Aesthetic Clinic offers the Top Laser Hair Reduction Services in Najafgarh, helping clients achieve smooth and hair-free skin with advanced technology and expert care. Our treatments are safe, effective, and tailored to individual skin types for the best long-lasting results. Along with laser hair reduction, we specialize in medifacials, cosmetic injectables, scar solutions, and personalized skincare consultations. At Skin Plus, we combine innovation with experience to deliver trusted results, making us the preferred choice for advanced skincare in Najafgarh.

Skin Plus Clinic

Incense is a premier online women's clothing store based in India, offering a wide range of stylish and affordable apparel for modern women. Known as the Best Stylish Women Clothing Brand in Delhi, brand provides high-quality garments that blend fashion with affordability. Whether you're looking to shop modern clothes for ladies or seeking affordable women's clothing online, I Love Incense is your go-to destination for the latest trends in women's fashion.

Incense Clothing Co.

Annapurna Kitchen is an Indian restaurant in Amsterdam ?? that specializes in serving aromatic and authentic Indian and Nepalese cuisines ????. Our menu includes a wide variety of delicious dishes made with the freshest ingredients, including flavorful curries, sizzling tandoori dishes, rich biryanis, and more.

We offer several convenient options — delivery , takeaway , dine-in , and online ordering . Customers can easily browse our menu, place their orders, and pay online. We also provide catering services in Amsterdam , offering a diverse range of dishes for events and gatherings of all sizes, along with services like set-up and professional staff to serve the food.

Whether you're looking for a casual takeout meal or a relaxing sit-down dinner, Annapurna Kitchen has something delicious to offer! 

Services:

Restaurant

 Food Industry

Indian & ?? Nepali Cuisine

Amsterdam

Dine-In

Kerbside Pickup

Delivery

Online Order


Annapurna Kitchen Indian Restaurant

Welcome to Anmool Indian Restaurant, located at Bennebroekerlaan 85, 2121 GS Bennebroek. Step into a warm and inviting atmosphere that instantly transports you to the vibrant heart of India. We take pride in serving rich, aromatic, and flavorful dishes that delight your taste buds and showcase the best of Indian cuisine.

As a popular Indian restaurant in Bennebroek, Anmool is dedicated to providing a truly authentic dining experience. Our skilled chefs, passionate about traditional Indian cooking, prepare every dish using fresh ingredients and the finest spices. Each meal reflects the vibrant flavors, colors, and aromas that define India’s rich culinary heritage. Whether you’re visiting for a family dinner or a cozy meal with friends, Anmool Restaurant promises an unforgettable taste of India in the heart of Bennebroek.
From our mouthwatering special mix grill to a wide range of vegetarian options, we have something to satisfy every craving.We also offer Indian catering services in Bennebroek, perfect for family gatherings, corporate events, and celebrations. Experience the true taste of India with Anmool — where every meal is made with love and tradition.

Our Services:

Dine-In

Kerbside Pickup

Delivery

Online Order

Daily Lunch & Dinner

Weekly and Monthly Meal Plans

Asian Restaurant

Indian & Nepali Cuisine

Food Industry Expertise

Located near Amsterdam



Anmool Indian Restaurant

Big Shopper Group is een toonaangevende FMCG-distributeur en een betrouwbare snoepleverancier in Nederland, gespecialiseerd in premium internationale snoep, snacks en dranken. Sinds onze oprichting in 2016 in Amsterdam zijn we uitgegroeid tot een van de grootste importeurs van Amerikaanse zoetwaren in Europa, aangevuld met producten uit Japan, het Verenigd Koninkrijk en meer. Met wereldwijde magazijnen in Nederland, Duitsland, het Verenigd Koninkrijk, de VAE en de VS zorgen wij voor snelle en betrouwbare levering wereldwijd. Wij leveren aan supermarkten, speciaalzaken en groothandels, en bieden topmerken, scherpe prijzen en uitstekende service.

Diensten:

Groothandel Voedselwinkel

Voedingsindustrie Leverancier

Snoep, Frisdrank, Snacks & Zoetwaren

Gevestigd in Amsterdam

Afhalen aan de stoep (Kerbside Pickup)

Bezorgservice

Online Groothandel Bestellingen

Big Shopper Group

A responsible travel brand offering cultural, wildlife, and adventure experiences while reinvesting in conservation and local community development.Travel with purpose, experience the Wild responsibly.

WILDLIDE RWANDA

Elevate your wardrobe with the American Legend jacket, a signature piece inspired by classic American heritage fashion. Designed with exceptional craftsmanship, this jacket blends timeless style with rugged durability, making it a standout choice for those who appreciate iconic outerwear.

Stegaro Jacket

Karisimbi Restaurant offers a premium dining experience, combining authentic Rwandan cuisine with carefully curated international dishes. Our focus is on quality, freshness, and impeccable service, creating a welcoming environment for families, friends, and professionals.

KARISIMBI RESTAURANT

Laat je onderdompelen in het levendige tapijt van de Indiase keuken bij Holi Almere Restaurant. Geniet van de authenticiteit van hartige gerechten die de culinaire tradities van India beslaan. Onze uitgebreide menukaart toont de rijkdom aan smaken en belooft een culinaire reis die je smaakpapillen prikkelt.

Verrijk je eetervaring met buiten zitten op ons uitnodigende terras, waar elke hap wordt aangevuld met de verfrissende ambiance. Laat je onderdompelen in de kunst van verfijnd dineren met onze comfortabele zitplaatsen voor zowel ontspanning als gezellig samenzijn. Of je nu kiest om binnen te dineren of de voorkeur geeft aan het gemak van je eigen ruimte, onze afhaal- en bezorgdiensten in Almere Haven zorgen ervoor dat de essentie van Holi altijd dichtbij is.

Onze diensten:

Restaurant

Eten en drinken

Indiaas

Almere, Almere Buiten, Almere Haven, Almere Poort, Almere Stad, Almere Hout, Almere Strand

Dine-in

Bezorging

Afhalen

Catering
Halal"

Holi Indian Restaurant Almere

CODASE

Discover a world of unmatched automotive excellence with ExoticCars.ae. From sleek sports cars to high-end SUVs, we highlight the best of Dubai’s exotic car scene, tailored for those who demand sophistication on the road.


Exotic Cars

Unimak Technologies delivers ready-made, customizable software solutions to help businesses launch and scale effortlessly across various industries. Our Uber Clone App simplifies ride bookings with advanced taxi dispatch software, while the TaskRabbit & UrbanClap Clone empowers service providers through a feature-rich handyman app clone. Restaurants can optimize operations with our UberEats Clone App, a complete food delivery software integrating a restaurant management app and delivery partner app. Healthcare providers can enhance patient scheduling with our Practo & Zocdoc Clone, a robust doctor appointment booking app, and roadside assistance businesses can rely on our Honk Clone App, an efficient roadside assistance app and Uber for Tow Trucks platform. With white-label, fully customizable, and scalable solutions, Unimak Technologies ensures fast deployment and business growth, making us the ideal partner for startups and enterprises. Contact us today to launch your on-demand business with cutting-edge technology. Let Unimak Technologies help you take your business to the next level.

Whether you’re a startup looking to make a strong entry into the market or an established enterprise seeking to innovate, our expert team is dedicated to turning your vision into reality.

Let Unimak Technologies redefine the way your business operates with powerful, tailored software solutions.

For more information, get in touch with us today!

Email: business@unimaktechnologies.com Phone: +919677597973



Unimak Technologies

Factech provides free facility maintenance management software enabling efficient work orders, asset tracking, preventive maintenance, real-time insights, and simplified operations for facilities seeking smarter, cost-effective maintenance management solutions nationwide adoption.

Factech Solution

Het Webdesign biedt professionele websitediensten in Diemen voor bedrijven die op zoek zijn naar een sterke online aanwezigheid. Wij creëren volledig op maat gemaakte websites en apps die perfect aansluiten bij de identiteit van uw merk. Met een combinatie van creativiteit en strategie ontwerpen wij visueel aantrekkelijke en SEO-vriendelijke websites die meetbare resultaten opleveren.



Ons ervaren team helpt uw bedrijf zich te onderscheiden van de concurrentie en zorgt ervoor dat bezoekers worden omgezet in waardevolle leads. Kies voor onze webdesigndiensten in Diemen voor effectieve online zichtbaarheid en groei.



Diensten:



Webontwikkeling

Ontwerp

Digitale marketing

IT en ontwikkeling

Internet & Telecom

Zakelijk & Industrieel

Nederland

Online offertes

The WebDesign

Education Vibes is a trusted name among overseas education consultants, offering expert guidance to students aspiring to study abroad. With a student-centric approach, Education Vibes provides personalized counselling for course selection, university admissions, visa assistance, and pre-departure support.

The consultancy also specializes in MBBS abroad, helping medical aspirants secure admission to globally recognized universities with transparent guidance on eligibility, documentation, and licensing pathways. Whether students are planning higher education in the USA, UK, Canada, Australia, Europe, or affordable MBBS destinations abroad, Education Vibes ensures a smooth and reliable overseas education journey.

With experienced counselors and end-to-end support, Education Vibes helps students make informed decisions and confidently pursue global education opportunities.

Education Vibes

Leather Jacket NZ is a professional manufacturing brand who offer top-rated and tremendous leather jackets that last more than 5 years. All of their jackets are well-made, highly classy, solid and long-lasting. They currently offer 50% discounts on their jacket. From biker leather jackets to Womens leather jacket NZ they offer all leather jackets in a different price range for both men and women. All of their prices are transparent and clear. As they offer a 100% money-back promise if you obtain a damaged product of poor quality due to some reasons, you will get a full refund.

Leather Jacket NZ

Maria.B is a renowned fashion brand known for its timeless elegance and refined craftsmanship. Blending modern silhouettes with rich cultural aesthetics, the brand offers premium womenswear and menswear designed for every occasion. From everyday essentials to festive ensembles, Maria.B stands for quality fabrics, intricate details, and effortless style.

Maria.B.

Beekeeping for a sustainable and prosperous future.

COOAJM

Designpluz is a digital agency based in Sydney, specialising in providing clients with full-service digital solutions and is known for providing web design, custom software development, and mobile applications. We provide clients with the knowledge and experience of 17 years in the industry, combining their understanding of business, user experience, and the latest technology to create solutions that will have a positive impact on a client's digital presence. Designpluz has developed AI-powered software and created eCommerce websites for clients to suit their needs, using WordPress as well as Shopify, WooCommerce, BigCommerce, and Magento. They specialise in creating scalable systems using technologies such as PHP, NET, ReactJS, Angular, and React Native, and provide SaaS MVP, cloud, and DevOps support. They also offer SEO and legacy system upgrade services. They help their clients grow their businesses confidently.

Designpluz

At Brandon J. Broderick, Attorney at Law, our Manhattan, New York personal injury lawyer is accomplished and has a strong track record of success. Attorney Broderick strives to meet every client's expectations and we represent people injured in a variety of situations: motor vehicle or pedestrian accidents, construction Injuries, truck accident injury, slip-and-fall, dog bite, and burn injury, as well as wrongful death and workers' compensation. With a long-standing commitment to client care, our attorneys are experienced in litigation, negotiation, arbitration, and settlements having won millions for our clients. We offer you legal assistance when you need it most. Schedule a free, no-obligation consultation today! We are available 24/7. | (866) 589-2013


New York City Personal Injury Attorney at Law, Brandon J. Broderick

Elora Gems sells natural and certified gemstones selected through a structured verification process. Our collection includes Blue Sapphire, Emerald, Ruby, Red Coral, Hessonite, Yellow Sapphire, and Pearl, offered as loose gemstones or ready-to-wear jewelry. Each gemstone is ethically mined and lab-tested to meet professional standards. Based in India, Elora Gems delivers globally with consistent quality, transparent pricing, and reliable service.

Elora Gems

At Brandon J. Broderick, Personal Injury Attorney at Law, our Newark, NJ personal injury lawyer is accomplished and has a strong track record of success. Attorney Broderick strives to meet every client's expectations and we represent people injured in a variety of situations: motor vehicle or pedestrian accidents, brain injury, slip-and-fall, dog bite, and Construction injuries, as well as wrongful death and workers' compensation. The firm has a long-standing commitment to client care and has vast experience in litigation, negotiation, arbitration, and settlements. The attorneys have won millions for our clients. The devoted attorneys offer you legal assistance when you need it most. Schedule a free, no-obligation consultation today! | 

Phone :  (877) 329-3204 | 

Address:  41-43 Manufacturers Pl, Newark, NJ 07105, USA


Newark Personal Injury Attorney at Law, Brandon J. Broderick

At Brandon J. Broderick, Attorney at Law, our Hempstead, New York personal injury lawyer is accomplished and has a strong track record of success. Attorney Broderick strives to meet every client's expectations and we represent people injured in a variety of situations: motor vehicle or pedestrian accidents, construction Injuries, truck accident injury, slip-and-fall, dog bite, and burn injury, as well as wrongful death and workers' compensation. With a long-standing commitment to client care, our attorneys are experienced in litigation, negotiation, arbitration, and settlements having won millions for our clients. We offer you legal assistance when you need it most. Schedule a free, no-obligation consultation today! We are available 24/7. |

Website: https://www.brandonjbroderick.com/Locations/Hempstead-New-York?utm_campaign=gmb

Brandon J. Broderick, Personal Injury Attorney at Law

EmizenTech UAE, established in 2013, is a leading Software & IT services company delivering innovative digital solutions across Dubai and the UAE. We specialize in custom mobile and web app development, enterprise software, AI & machine learning, IoT, blockchain, and cloud solutions. Our expert team builds secure, scalable, and tailored technologies that help businesses improve efficiency, drive growth, and stay ahead in the fast-evolving digital landscape. Trusted, reliable, and technology-driven — EmizenTech UAE turns ideas into results.

EmizenTech UAE

Website: https://www.brandonjbroderick.com/massachusetts/personal-injury-lawyer-worcester?utm_campaign=gmb  |


Phone :  (866) 721-7541 | 

Address:  67 Millbrook St Suite 421, Worcester, MA 01606, USA |

At Brandon J. Broderick, Attorney at Law, our Worcester MA personal injury lawyer is accomplished and has a strong track record of success. Attorney Broderick strives to meet every client's expectations and we represent people injured in a variety of situations: motor vehicle or pedestrian accidents, construction Injuries, truck accident injury, slip-and-fall, dog bite, and burn injury, as well as wrongful death and workers' compensation. With a long-standing commitment to client care, our attorneys are experienced in litigation, negotiation, arbitration, and settlements having won millions for our clients. We offer you legal assistance when you need it most. Schedule a free, no-obligation consultation today! We are available 24/7.


Worcester Personal Injury Attorney at Law, Brandon J Broderick

COABUMUCYA

Nover & Co Pty Ltd is an Australian-owned supplier of premium kitchen and joinery solutions for residential and commercial spaces. The company offers a wide range of products including high-quality kitchen sinks, taps, benchtops, cabinetry hardware, and storage solutions. Known for durable materials and contemporary design, Nover products are built to perform in modern Australian homes. Serving customers nationwide, Nover delivers reliable solutions backed by industry expertise and trusted service.

Nover & Co Pty Ltd

At Brandon J. Broderick, Attorney at Law, our Yonkers, New York personal injury lawyer is accomplished and has a strong track record of success. Attorney Broderick strives to meet every client's expectations and we represent people injured in a variety of situations: motor vehicle or pedestrian accidents, construction Injuries, truck accident injury, slip-and-fall, dog bite, and burn injury, as well as wrongful death and workers' compensation. With a long-standing commitment to client care, our attorneys are experienced in litigation, negotiation, arbitration, and settlements having won millions for our clients. We offer you legal assistance when you need it most. Schedule a free, no-obligation consultation today! We are available 24/7. |

Address:  94 School Street Second Floor Suite # 3, Yonkers, NY, 10701, USA


Brandon J. Broderick, Personal Injury Attorney at Law 



Phone :  (877) 230-8110

Address:  102 Browning Ln #5, Cherry Hill, NJ, 08003, USA

Seeking a top personal injury attorney in Cherry Hill? Brandon J. Broderick at Law is a trusted choice for car accident victims. We provide expert legal representation for auto accident and personal injury cases, including rear-end collisions, T-bone accidents, and uninsured motorist claims. If you need a dedicated car accident attorney Cherry Hill or are looking for the best personal injury attorney near you, call us for a free consultation. Open 24/7, we help personal injury claims for clients all over New Jersey, including Willowdale, Barclay, Society Hill, Greentree, Cherry Hill and surrounding areas in Camden County. Call us today for a free case evaluation and speak to a lawyer near you.


Cherry Hill Personal Injury Attorney at Law, Brandon J. Broderick

Themis Technologies LTD offers expert support for the Tech Nation Digital Technology Global Talent Visa endorsement, helping exceptional tech professionals secure endorsement to live and work in the UK’s thriving digital sector. From the initial consultation through to endorsement submission, Themis provides personalised guidance on documentation, evidence preparation, and strategic positioning to meet Tech Nation’s criteria. Their service also includes ongoing support such as career advice and job search assistance, ensuring clients are well‑equipped to succeed both during and after the visa process

Themis Technologies LTD

BooksMerge provides expert accounting, bookkeeping, payroll, taxation, and data migration services to help businesses stay organized and compliant. We simplify financial processes, ensure accuracy, and support confident decision-making so you can focus on growing your business with clarity and peace of mind.

BooksMerge

Indian International Express is a fast and reliable international courier company in Coimbatore, delivering secure worldwide shipping for documents and parcels. We offer professional international courier services in Pollachi, Singanallur, Udumalpet, and support exporters through trusted international courier agencies in Tirupur. Our global network enables smooth international courier service from Coimbatore to the USA, UK, London, China, Japan, Singapore, Malaysia, and the UAE with timely delivery and expert handling.

Indian International Express

Sustainable honey production, empowering communities.

KOPERATIVE INGENZI KINIGI

At Brandon J. Broderick, Personal Injury Attorney at Law, our Philadelphia, PA personal injury lawyer is accomplished and has a strong track record of success. Attorney Broderick strives to meet every client's expectations and we represent people injured in a variety of situations: motor vehicle or pedestrian accidents, brain injury, slip-and-fall, dog bite, and burn injury, as well as wrongful death and workers' compensation. With a long-standing commitment to client care, our attorneys are experienced in litigation, negotiation, arbitration, and settlements having won millions for our clients. We offer you legal assistance when you need it most. Schedule a free, no-obligation consultation today!


Philadelphia Personal Injury Attorney at Law, Brandon J. Broderick

Globe Packaging is a leading provider of packaging materials across the UK. Browse our variety of packaging categories which is available at a competitive price. We pride ourselves on offering our customers top quality products coupled with competitive prices and an unbeatable next working day service. Our online shopping is simple and safe.

Globe Packaging

At Topvintage, we believe retro clothing should feel as good as it looks. Since 2008, we've been curating standout pieces that bring a touch of retro to your everyday wardrobe; no frills, just great style and a flattering fit. Our selection is all about personality, featuring the perfect retro dresses for women who love vivid prints and classic cuts. We have more than 200 brands, including our own, and our all-women team carefully selects each item. They live and breathe fashion that celebrates uniqueness.

Topvintage

Delhinight offers escort service in connaught place for those who want glamorous companionship in the commercial heart of Delhi, surrounded by offices, lounges and heritage hotels. Our escorts can join clients for drinks, club nights, business dinners or casual walks around CP before moving to a more private setting for the rest of the booking. The agency provides options ranging from bold party girls to elegant corporate-friendly companions, each trained in manners, conversation and personal presentation.


Delhi Night

Jordash Clothing is where bold fashion dreams come alive! As one of the UK’s leading wholesale clothing suppliers, Jordash Clothing delivers an irresistible mix of women's gothic clothing, retro treasures, and vibrant ethnic wear that’s perfect for retailers wanting to stand out. Our gothic collection is nothing short of spellbinding—think dramatic dresses, intricate skirts, and edgy tops that scream individuality. Retro lovers can dive into a treasure trove of vintage-inspired gems, each piece brimming with nostalgic charm. And the ethnic collection? It’s a kaleidoscope of colours and patterns, celebrating rich cultural artistry that adds a touch of global flair to any store.

Jordash Clothing

We're Packaging Now, and we've been supplying packaging materials across the UK for over 20 years. Our store has everything from cardboard boxes and postal boxes to book wraps, [parcel wrap][1], envelope boxes, bubble wrap rolls, and all the other bits you need to pack things properly. We make most of our products ourselves from our own paper supply, which means we can keep the quality high and the prices fair. Need something quickly? We deliver next day across the UK. Not sure what you need? Give us a ring and our team will help you figure it out. Quality products that arrive on time, straight to your door.

Packaging Now

Medic Foods is an health-based company which focuses on helping individuals achieve good nutritional status through health related articles, nutrition counseling and diet therapy.

Medic Foods 

Prestige Valuations helps you in evaluating your important assets. Either for insurance, divorce settlement or to repair the damage of your asset, we understand your needs and provide you with expert valuers who help you in evaluating your asset. For jewellery valuation, we provide you with the best jewellery valuers. The same goes for antique valuation, watch valuation, and alike.

Prestige Valuations

Like A Diva is a leading online marketplace for ethnic fashion, offering a wide range of traditional, Indo-western, and contemporary Indian clothing for women. With a focus on quality, affordability, and customer satisfaction, Like A Diva brings together the best of Indian fashion, including Indo-western dresses, Anarkali suits, Indian wedding dresses, and Fusion Wear.

Like A Diva

Give And Take UK is one of the most famous retail stores selling watches online in the UK. We have various kinds of watches for people of all ages ranging from kids to the adults. We deal in cheap branded watches to the extremely high-end ones ranging from Seiko to Ravel to Elizabeth Rose. Do visit our website for more details!


Give and Take UK

At Brandon J. Broderick, Personal Injury Attorney at Law, our Parsippany, New Jersey personal injury lawyers are accomplished and have a strong track record of success. Attorney Broderick strives to meet every client's expectations and we represent people injured in a variety of situations: motor vehicle or pedestrian accidents, brain injury, slip-and-fall, dog bite, and burn injury, as well as wrongful death and workers' compensation. With a long-standing commitment to client care, our attorneys are experienced in litigation, negotiation, arbitration, and settlements having won millions for our clients. We offer you legal assistance when you need it most. Schedule a free, no-obligation consultation today!

Brandon J. Broderick, Personal Injury Attorney at Law Parsippany

UNICOOPAV

At Brandon J. Broderick, Attorney at Law, our Queens, New York personal injury lawyer is accomplished and has a strong track record of success. Attorney Broderick strives to meet every client's expectations and we represent people injured in a variety of situations: motor vehicle or pedestrian accidents, brain injury, slip-and-fall, dog bite, and burn injury, as well as wrongful death and workers' compensation. With a long-standing commitment to client care, our attorneys are experienced in litigation, negotiation, arbitration, and settlements having won millions for our clients. We offer you legal assistance when you need it most. Schedule a free, no-obligation consultation today! We are available 24/7. | 
Phone :  (877) 640-5611 | 
Address:  110-20 Jamaica Ave, Jamaica, NY 11418, USA


Queens Personal Injury Attorney at Law, Brandon J. Broderick

At Brandon J. Broderick, Attorney at Law, Bronx, New York personal injury lawyer is accomplished and has a strong track record of success. Attorney Broderick strives to meet every client's expectations and we represent people injured in a variety of situations: motor vehicle or pedestrian accidents, construction Injuries, truck accident injury, slip-and-fall, dog bite, and burn injury, as well as wrongful death and workers' compensation. With a long-standing commitment to client care, our attorneys are experienced in litigation, negotiation, arbitration, and settlements having won millions for our clients. We offer you legal assistance when you need it most. Schedule a free, no-obligation consultation today! We are available 24/7. | 
Phone :  (877) 239-5097 | 
Address:  111 Bruckner Blvd #301, Bronx, NY 10454, USA


Bronx Personal Injury Attorney at Law, Brandon J. Broderick

Shop the latest Fear Of God Essentials hoodies. Discover new releases, premium materials, and iconic minimalist designs.

Essentials Hoodie

At Brandon J. Broderick, Personal Injury Attorney at Law, our Toms River, New Jersey personal injury lawyer is accomplished and has a strong track record of success. Attorney Broderick strives to meet every client's expectations and we represent people injured in a variety of situations: motor vehicle(Truck Accident, Car Accidents) or pedestrian accidents, brain injury, slip-and-fall, dog bite, and burn injury, as well as wrongful death and workers' compensation. With a long-standing commitment to client care, our attorneys are experienced in litigation, negotiation, arbitration, and settlements having won millions for our clients. We offer you legal assistance when you need it most. Schedule a free, no-obligation consultation today!

Brandon J. Broderick, Personal Injury Attorney at Law Toms River

At Brandon J. Broderick, Attorney at Law, our Paterson, NJ personal injury lawyer is accomplished and has a strong track record of success. Attorney Broderick strives to meet every client's expectations and we represent people injured in a variety of situations: motor vehicle or pedestrian accidents, brain injury, slip-and-fall, dog bite, and burn injury, as well as wrongful death and workers' compensation. The firm has a long-standing commitment to client care and has vast experience in litigation, negotiation, arbitration, and settlements. The attorneys have won millions for our clients. The devoted attorneys offer you legal assistance when you need it most. Schedule a free, no-obligation consultation today!| 

Phone :  (866) 578-7117 | 
Address:  111 Washington St suite 111, Paterson, NJ 07505, USA


Paterson Personal Injury Attorney at Law, Brandon J. Broderick

At Brandon J Broderick, Attorney at Law, we believe in empowering and uplifting injured individuals through compassion and legal expertise. Our dedicated attorneys specialize in personal injury, car accident claims, workers compensation, and employment law. We've helped thousands of individuals and their families turn their setup into a comeback.

Brandon J. Broderick, Personal Injury Attorney at Law River Edge

At Brandon J. Broderick, Personal Injury Attorney at Law, our Paramus, NJ personal injury lawyer is accomplished and has a strong track record of success. Attorney Broderick strives to meet every client's expectations and we represent people injured in a variety of situations: motor vehicle or pedestrian accidents, brain injury, slip-and-fall, dog bite, and burn injury, as well as wrongful death and workers' compensation. With a long-standing commitment to client care, our attorneys are experienced in litigation, negotiation, arbitration, and settlements having won millions for our clients. We offer you legal assistance when you need it most. Schedule a free, no-obligation consultation today!

Brandon J. Broderick Personal Injury Attorney at Law Paramus

kOABAKI

At Brandon J. Broderick, Personal Injury Attorney at Law, our Montclair, NJ injury & accident lawyer is accomplished and has a strong track record of success. Attorney Broderick strives to meet every client's expectations and we represent people injured in a variety of situations: motor vehicle or pedestrian accidents, brain injury, slip-and-fall, dog bite, and burn injury, as well as wrongful death and workers' compensation. With a long-standing commitment to client care, our attorneys are experienced in litigation, negotiation, arbitration, and settlements having won millions for our clients. We offer you legal assistance when you need it most. Schedule a free, no-obligation consultation today!

Brandon J Broderick, Personal Injury Attorney at Law Montclair

At Brandon J. Broderick, Attorney at Law, our Millburn, New Jersey personal injury lawyer is accomplished and has a strong track record of success. Attorney Broderick strives to meet every client's expectations and we represent people injured in a variety of situations: motor vehicle or pedestrian accidents, construction Injuries, truck accident injury, slip-and-fall, dog bite, and burn injury, as well as wrongful death and workers' compensation. With a long-standing commitment to client care, our attorneys are experienced in litigation, negotiation, arbitration, and settlements having won millions for our clients. We offer you legal assistance when you need it most. Schedule a free, no-obligation consultation today! We are available 24/7.

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